Personal Finance

Practical concepts for managing your budget, dealing with debt and improving your daily financial well-being

ISA or Savings Account: Which One Is Right for You?
Tercília Ribeiro April 29, 2025

ISA or Savings Account: Which One Is Right for You?

Learn the key differences between an ISA or Savings Account and find out which option best fits your financial goals.
Loan rejected? Here's What to Do Next
Tercília Ribeiro April 22, 2025

Loan Rejected? Here’s What to Do Next

Loan rejected? Discover why it happened, how to fix it, and what steps to take to boost your chances next time.
APR Explained
Tercília Ribeiro April 15, 2025

APR: What It Is and How It Affects Your Finances

Learn what APR is, how it works, and why it matters when comparing loans, credit cards, and financing options in the UK.
National Insurance: elderly women walking on the street near the uk parliament
Talita Melz February 28, 2025

What is National Insurance (NI)?

National Insurance (NI) is a key part of the UK’s social security system, funding pensions, healthcare, and unemployment benefits. Learn how it wor...
transfer credit card balances: closeup-of-woman-sings-credit-card-and-smartphone-while-shopping-online-at-night-at-home
Talita Melz February 17, 2025

How to transfer credit card balances

Discover how a balance transfer can help you consolidate credit card debt, reduce interest, and simplify payments. Learn the benefits, steps, and c...
teach kids about money: girl--playing-with-coins-making-stacks-of-money-while-counting-her-coins-and-learning-about-the-concept-of-economics
Talita Melz February 14, 2025

Ways to teach kids about money

Teach kids about money early to build smart financial habits, confidence, and responsibility for a secure future. Fun lessons make learning easy! ...
Budgeting Apps
Vinícius Bronze November 27, 2024

Best Budgeting Apps

Budgeting apps simplify financial management by tracking expenses, setting goals, and providing real-time insights, empowering users to save and plan
Get out of debt
Vinícius Bronze November 27, 2024

How To Get Out of Debt?

Struggling with rising costs and debt? Understand your finances, budget wisely, use strategies like snowball/avalanche, and seek extra income or ad...
credit card
Talita Melz November 25, 2024

What is a credit card? Understanding the fundamentals and benefits

Understand how credit cards work, their benefits, types, and tips for using them responsibly to build a positive financial history.