Credit and Investments

Explore ideas and concepts about lending and learn how to invest wisely, from savings accounts to local market opportunities

gains tax
Thamara Hipólito September 22, 2025

How to declare (and pay) tax on investments (capital gains tax) in the UK

Learn how to declare and pay capital gains tax in the UK. Understand rules, rates, allowances, and tips to stay compliant.
private pensions
Thamara Hipólito September 15, 2025

Comparison of private pensions (SIPPs, workplace pensions, auto-enrolment): advantages, flexibility and taxation

Compare SIPPs, workplace private pensions and auto-enrolment in the UK. Discover their advantages, flexibility and tax benefits.
revolving credit
Thamara Hipólito September 1, 2025

A guide to understanding and using credit card revolving credit in the UK (avoiding high interest, negotiating rates)

Learn how to use revolving credit in the UK: avoid high interest, manage credit cards wisely, and negotiate better rates.
Struggling with rising costs? Discover practical ways UK households can save money on energy, water, broadband and more. Start reducing your monthly bills today.
Luiza Rajão August 20, 2025

How Your Financial Profile Influences Your Loan Choice (UK Guide)

Wondering which loans you can actually get in the UK? Your credit score for loan approval plays a bigger role than you think. Here's how to make it...
Interest Rates Impact Your Loan
Tercília Ribeiro July 10, 2025

How Interest Rates Impact Your Loan

Learn how interest rates impact your loan costs, monthly payments, and borrowing decisions in this simple, clear guide
UK Mortgage Rates
Tercília Ribeiro May 9, 2025

UK Mortgage Rates: Market overview

Discover UK mortgage rates: fixed, variable & tracker deals explained with tips to save, tools to compare and costs to plan your purchase wisely.
Individual Savings Account (ISA):
Talita Melz February 21, 2025

What is an Individual Savings Account (ISA)?

Discover the benefits of an ISA – a tax-free way to save or invest in the UK. Choose from various types to grow your wealth and secure your financi...
casal-preocupado-revisando-as-financas-da-familia-e-calcular-as-despesas
Talita Melz November 25, 2024

What is a debt consolidation loan? Simplify your finances

Learn how debt consolidation loans can help you manage multiple debts efficiently. Discover the benefits, options, and steps to finding the best de...
Cryptocurrency
Vinícius Bronze November 22, 2024

What is Cryptocurrency?

Cryptocurrencies are decentralised digital currencies using blockchain, offering innovation and privacy but with risks like volatility and regulation