How to Apply for your American Express Preferred Rewards Gold Credit Card
For those who love the most exclusive, American Express has much to offer with the American Express Preferred Rewards Gold Credit Card. From generous points to special dining offers, every dollar gets translated into genuinely memorable experiences.
Card members enjoy free lounge visits and unique events, including 3X points on travel bookings. With up to 20,000 points during the welcome bonus and thousands more through Membership Rewards, this card brings luxury to everyday life.
Benefits for this credit card
The American Express Preferred Rewards Gold Credit Card is filled to the brim with lots of benefits that enhance your lifestyle:
- Membership rewards points: You can earn up to 3X points on purchases in select categories, like travel and airlines, and 1X points elsewhere, so you have flexibility about earning rewards.
- Welcome bonus: New card members get 20,000 Membership Rewards points for spending £3,000 within the first three months, a rapid introduction to earning redeemable points for travel or lifestyle rewards.
- Complimentary lounge access: Card members are allowed four free visits per year through the Priority Pass scheme, which will enable visitations of lounges at any of the airports across the globe if one is considered a frequent flyer.
- Exclusive dining and lifestyle offers: The card earns money back of up to £5 on all Deliveroo purchases and also offers several member-exclusive experiences, including cooking events and match-ups in several sports.
- Global acceptance and travel protections: This card is accepted anywhere globally and covers travel accident insurance, inconvenience coverage, and international assistance for increased security when moving abroad.
- Flexible points redemption: You can redeem your Membership Rewards points for travel, retail shops, or as payback on eligible purchases made through PayPal, which gives your rewards experience fantastic diversity.
And also:
- Plan It™ Installment Plans: Allows you to pay for purchases over £100 in installments at a fixed monthly rate, with no additional interest on your plan balance.
- Exclusive experiences: Access to exclusive events, such as Q&A sessions and cocktail masterclasses.
Prerequisites
To be eligible for the American Express Preferred Rewards Gold Credit Card, you need to meet the requirements listed below:
- Be a UK resident and 18 years of age
- Have a bank or building society account in the UK
- Have no history of bad debt
- Must not have held a personal American Express Card in the last 24 months
Through such qualifications, applicants are entirely prepared for the great rewards the card has in store for them.
About American Express
Established in 1850, Amex is a financial services company that has engraved the signature of prestige on its name in terms of high standards in customer care and rewards. Being present in over 130 countries has made American Express synonymous with luxury, quality, and elite experiences.
For instance, American Express has Preferred Rewards Gold Credit Cards uniquely devised to support the needs of travellers, reward-seekers, and lifestyle enthusiasts. Amex is focused on excellence, producing customers who believe in Amex for creative solutions in finance.
Besides, American Express offers payment solutions, membership rewards, and global assistance services, proving that the company goes to great lengths to satisfy customer needs.
Who is the American Express Preferred Rewards Gold Credit Card for?
For those who simply love the finer things of exclusive perks and rewards, plus travelling on perks, the American Express Preferred Rewards Gold Credit Card is merely a dream.
A credit card is best suited to the traveller just as it is for the dining enthusiast; this card relates to lifestyle experiences seen in magazines that go beyond spending solely for the ordinary reward.
Having high points earning and redemption options, this is a card for those who desire the affluent life behind the security and support of the giant American Express.
Step-by-step guide to apply
Start your application on the American Express website.
- Check eligibility: Use the American Express eligibility checker to check your eligibility for the card without impacting your credit score.
- Complete the online application: Submit your personal and financial details on the American Express website.
- Submit and await approval: American Express will confirm whether or not your application is approved within a few minutes following submission.
- Activate your card: If approved, you can activate the card using the American Express app or by contacting the company’s customer service department.
Positives and negatives of the Card
Did you like this credit card? Consider the pros and cons before making your final decision.
Positives
- High sign-up bonus and good points-accumulating qualities at specific retail purchases
- Free admittance to lounges and travel insurance for frequent travellers
- Admission to significant events and experiences
- Redemption options are flexible enough for Membership Rewards points
Negatives
- £195 annual fee charged in the first year waived
- The variable APR at 30.7% for any purchase made is pretty steep
The American Express Preferred Rewards Gold Credit Card is worth its cost for anyone who can maximise its enormous potential for rewards and exceptional experiences, even though the annual fee may be something to consider before it becomes worthwhile.
How to unlock and activate the card
Once you have received your card, you’ll then easily unlock it by following these easy steps:
- Download the American Express app: The app is compatible with iOS and Android, making it easy to access rewards while managing your account.
- Log in and follow activation prompts: Sign in to the app and follow all the steps to activate your card, thus allowing you to begin using it now.
- Contact customer support if needed: To apply, American Express support service is available 24/7 to give you directions on how to proceed.
Fees and tariffs
Here is a summary of the significant fees associated with the American Express Preferred Rewards Gold Credit Card:
- Annual Fee: £195 (waived for a first year
- Standard APR: 30.7% variable for purchases
- Late payment fee: There is a charge for late payment
Understanding these charges helps cardholders manage their accounts responsibly and maximise their benefits.
Customer service options
American Express has avenues upon which the customer can seek assistance through:
- Help center and FAQs: See frequently asked questions on the American Express website.
- Phone support: Get information from Amex about account-related queries. For the Preferred Rewards Gold Credit Card, the contact number is: 0800 917 8050 and abroad +44 (0)1273 696 933.
- App support: Keep track of your account and seek assistance with the Amex app.
For more details, please visit the American Express Support.
Final thoughts: is the American Express Preferred Rewards Gold Credit Card Right for you?
This card is excellent for a person who wants premium experiences with travel, only-does events and has high rewards potential.
Its redemptions are flexible, accepted globally, and provide customer service, ideal for luxury lovers and those who value flexibility in the financial products they use daily.
It’s supported by the reputation of American Express for quality services, making it ideal for frequent travellers and prospects seeking to advance their daily experiences.