How to Apply for your British Airways American Express® Premium Plus Card
The British Airways American Express® Premium Plus Card is designed to cater to frequent travelers who want to elevate their journey with exclusive rewards and benefits.
This card, issued by American Express in collaboration with British Airways, offers an impressive array of perks aimed at making travel more rewarding and luxurious.
Cardholders can earn Avios points at a rapid pace, enjoy valuable travel benefits, and access premium experiences.
Benefits of the British Airways American Express® Premium Plus Card
- High avios earning potential: Cardholders earn Avios on every purchase, with an elevated earning rate for transactions with British Airways, enabling frequent flyers to accumulate points rapidly for future flights, upgrades, and exclusive travel experiences.
- 3X Avios on British Airways and BA Holidays Purchases: Cardholders earn 3 Avios points for every £1 spent directly with British Airways or BA Holidays, making it easier for frequent flyers to build up points quickly for future travel.
- 1.5X Avios on all other purchases: For all other spending, cardholders earn 1.5 Avios points per £1, helping them steadily grow their Avios balance for flights, upgrades, and exclusive travel perks.
- Welcome bonus: New cardholders enjoy a generous welcome bonus, earning 30,000 Avios after spending £6,000 within the first three months. This provides an excellent starting boost for accumulating Avios, particularly advantageous for new cardholders.
- Companion voucher: A standout feature of this card is the Companion Voucher, earned after spending £15,000 within a year. This voucher enables cardholders to book a companion ticket on the same flight at no additional fare (excluding taxes, fees, and charges), making it a valuable benefit for couples or families looking to maximize their travel experience.
- Invite a friend bonus: Cardholders can further increase their Avios balance by referring friends to apply for the card. For each successful referral, they earn a minimum of 9,000 Avios, creating an easy way to gather extra points.
- Travel insurance coverage: Cardholders benefit from comprehensive travel insurance, including protection for trip cancellations, delays, and lost or stolen luggage. This coverage offers peace of mind and security, knowing that unexpected events are covered.
- 24/7 customer support: Cardholders have access to American Express’s renowned customer service for assistance at any time, whether at home or abroad, ensuring timely and professional support whenever needed. This enhances convenience and security for travel and everyday use.
Prerequisites for the British Airways American Express® Premium Plus Card
To apply for the British Airways American Express® Premium Plus Card, applicants need to meet certain criteria:
- UK residency: Must be a permanent resident of the United Kingdom.
- Minimum age: Applicants must be at least 18 years old.
- Financial details: Have a current UK bank or building society account.
- Good credit score: A good to excellent credit score is recommended for approval as Amex reviews applicants’ credit history. Also, no history of bad debts.
- Income requirement: Proof of a steady income is necessary to demonstrate the ability to manage card repayments. Earn at least £35k per year.
About American Express and British Airways Partnership
American Express, established in 1850, is a global leader in financial services, known for delivering high-quality credit and charge cards. Its partnership with British Airways—a leading international airline founded in 1919—represents the ideal blend of financial and travel expertise.
British Airways serves millions of passengers annually, offering extensive routes and premium services. This partnership allows cardholders to enjoy unique travel-related benefits, combining Amex’s renowned customer service with British Airways’ exceptional flight experiences.
Who is the British Airways American Express® Premium Plus Card for?
This card is perfect for:
- Frequent flyers: Ideal for those who travel regularly and want to earn significant Avios points for future flights and travel upgrades.
- Couples and family travelers: The Companion Voucher benefit makes it a great choice for those who often travel with a partner or family member.
- Amex enthusiasts: Individuals who trust American Express for its reliability, security, and top-notch customer service.
Step-by-step guide to applying for this card
Applying for the card is simple and can be done online:
- Visit the American Express website: Go to the credit card section and select the British Airways American Express® Premium Plus Card.
- Start your application: Fill in the application form with your personal and financial details, such as income and employment status.
- Review eligibility criteria: Ensure you meet the age, residency, and income requirements.
- Submit your application: Double-check all provided information for accuracy before submitting.
- Await approval: American Express will review the application and typically respond within a few business days.
- Receive and activate your card: Once approved, your card will be sent to you. Follow the activation instructions provided to start using your card.
If you’re ready to proceed, the application process takes less than 10 minutes and a response is provided in less than 60 seconds.
Positives and negatives of the British Airways American Express
This card is an elite option with great benefits, however, this may limit its use for some people. Learn about its pros and cons:
Positives:
- High Avios Earning Rate: Earn points quickly on everyday purchases and British Airways bookings.
- Companion voucher: Significant savings on travel when booking a second seat for a companion.
- Travel insurance: Comprehensive coverage for peace of mind during trips.
- Renowned customer support: 24/7 assistance from American Express.
Negatives:
- High APR: The standard interest rate can be high if balances are not paid off in full each month.
- Annual fee: The card comes with an annual fee, which may not be suitable for those who don’t travel frequently.
- Eligibility requirements: Good to excellent credit score needed for approval.
- Avios limitations: Redemption of Avios points may be subject to availability and specific terms.
How to unlock the British Airways American Express® Premium Plus Card
- Log in to your Amex account: Access your account via the website or app.
- Navigate to card activation: Enter the required card details to verify your identity.
- Set up your PIN: Choose a secure PIN for card use.
- Start using your card: Once activated, begin using your card for purchases and earning Avios.
Fees and tariffs
Here are the key details for the British Airways American Express® Premium Plus Card:
- Representative APR: 139.2% variable.
- Annual fee: £300.
- Credit limit: Assumed credit limit of £1,200.
- Purchase rate: 30.7% variable for purchases.
Customer service options
- Contact number: 0800 917 8047 for general assistance.
- Online account access: Manage your card and account through the American Express app or website.
- Live chat and FAQs: Available for quick questions and support on the Amex website.
- Email support: Contact American Express through your online account for inquiries.
In resume
With the ease of paying for larger purchases in installments and accumulating Avios faster, the British Airways American Express® Premium Plus Card becomes a powerful tool for maximizing the benefits of your travel and everyday purchases.