How to Apply for your Barclaycard Avios Credit Card
The Barclaycard Avios Credit Card is an attractive option for those who regularly travel with British Airways or its partners. By using this card for everyday purchases, cardholders can collect Avios points, which can be redeemed for flights, upgrades, and other travel-related rewards.
This card is especially suited for those who are members of the British Airways Executive Club, allowing them to accumulate points and unlock valuable travel benefits. What makes it even more appealing is that there is no monthly fee, and it provides a range of other travel perks.
Let’s take a closer look at the details, benefits, and overall value of this card.
Barclaycard Avios Credit Card Benefits
- Welcome Bonus for New Cardholders: new customers can benefit from an exciting 5,000 Avios welcome bonus if they spend £1,000 on the card within the first three months of opening the account. This provides a fantastic opportunity to quickly build up Avios points, which can be used toward flights, upgrades, and more.
- Collecting Avios Points: The Barclaycard Avios allows you to earn 1 Avios for every £1 spent on eligible purchases. These points can be used for a variety of travel rewards, including flights with British Airways and other partner airlines. Avios points aren’t just limited to flights – you can also redeem them for hotel stays, car rentals, and other travel experiences, making this card a versatile tool for maximizing your travel rewards.
- Annual Spending Reward: One of the standout features of this card is that it rewards high spenders with a choice between two exciting options: if you spend £20,000 on your card within 12 months, you can either receive a British Airways cabin upgrade voucher or 7,000 bonus Avios points.
- Global Acceptance with Mastercard: The Barclaycard Avios is a Mastercard, which means it is accepted in millions of locations worldwide. Whether you’re at home, traveling abroad, or shopping online, you can use the card to make purchases and collect Avios points in the process. This worldwide acceptance makes the card ideal for frequent travelers who want to earn points on every purchase, regardless of where they are.
- No Monthly Fee: unlike some premium credit cards, the Barclaycard Avios comes with no annual fee, making it a cost-effective choice for those looking to accumulate Avios without incurring regular charges. This makes it accessible to a broader audience, from occasional travelers to frequent flyers.
Additional Benefits of the Barclaycard Avios Credit Card
Barclaycard Entertainment
- Barclaycard customers can take advantage of exclusive offers through Barclaycard Entertainment. This includes access to presale tickets for various concerts, sporting events, and live performances, with discounts of up to 10% off presale tickets and 5% off selected events.
- This perk is not only appealing to travelers but also to those who enjoy attending events, making the Barclaycard Avios a valuable card beyond just travel rewards.
Premier Banking Avios Boost
- For those who are Barclays Premier banking customers, the Barclays Avios Rewards program allows you to collect even more Avios points through everyday banking activities. For a £12 monthly fee, Premier customers can maximize their Avios collection, providing a significant boost to their point-earning potential.
- This feature is especially beneficial for individuals who maintain a Premier banking relationship with Barclays and want to further leverage their banking activities to earn more travel rewards.
Travel-Friendly Features
- One Simple Fee Abroad: The Barclaycard Avios provides a convenient and secure way to make payments overseas, with access to an emergency replacement card or cash if needed. This makes it a reliable travel companion, giving you peace of mind when you’re away from home.
- Fraud Protection 24/7: Barclaycard’s fraud detection system works around the clock to monitor for suspicious activity. Whether you’re making purchases in-store, online, or abroad, you’ll be protected from fraud and unauthorized transactions.
Free Additional Cardholder
- You can share your Barclaycard Avios account with a family member or someone close to you by adding them as an additional cardholder at no extra cost. This offers flexibility and convenience, especially in cases of emergencies or for shared expenses like household bills or family trips. Keep in mind that terms and conditions apply, and as the primary cardholder, you’ll be responsible for any charges made to the account.
What You Should Have to Apply for the Barclaycard Avios Credit Card
To apply for the Barclaycard Avios Credit Card, applicants must meet certain eligibility requirements, including:
- Age Requirement: You must be at least 21 years old.
- Credit History: You should have no history of Individual Voluntary Agreements (IVAs), County Court Judgements (CCJs), or bankruptcy within the last six years. Additionally, you should have a record of making payments on time.
- Credit Management Experience: Applicants should have a minimum of four years of credit management experience, meaning they’ve handled other forms of credit responsibly during that time.
- UK Residency: You must have a permanent UK address for at least two years
- Income Requirement: Applicants need to have a personal income of more than £20,000 per annum.
- Affordability: You should be able to comfortably manage repayments on any outstanding credit commitments.
Step-by-Step Guide to Apply for the Barclaycard Avios Credit Card
- Visit the Official Barclaycard Website: Go to the Barclaycard website and navigate to the credit card section. Find the Barclaycard Avios Credit Card.
- Click “Apply Now”: Once you’ve located the card, press the “Apply Now” button to start the application process.
- Enter Your Personal Information: Provide your details, including your full name, date of birth, and residential address. You will also need to give your address history for the past two years.
- Submit Your Employment and Income Details: Enter your current employment details, including the name of your employer, job title, and your annual income before tax.
- Provide Your British Airways Executive Club Information (If Applicable): If you already have a British Airways Executive Club account, provide your membership number. If not, Barclaycard will create one for you during the application.
- Review and Submit Your Application: Double-check all the information you’ve provided. If everything is correct, apply.
- Wait for Approval: Barclaycard will run a credit check, and you’ll receive a decision regarding your approval. In some cases, you may need to provide additional documents like bank statements or payslips. Once approved, you’ll receive your Barclaycard Avios Credit Card and can activate it to start earning Avios points on your everyday purchases!
Barclaycard Avios Credit Card Fees and Tariffs
The Barclaycard Avios Credit Card has a clear fee structure, ensuring that cardholders are aware of any potential costs:
- Representative APR: 29.9% (variable).
- Purchase Interest Rate: 29.9% p.a. (variable).
- Cash Transactions: There is a 2.99% fee for cash transactions, with a minimum charge of £2.99.
- Late Payment Fee: If you miss a payment, a fee of £12 will be applied.
Conclusion
The Barclaycard Avios Credit Card is an excellent choice for frequent travelers and British Airways Executive Club members. With no monthly fee, the ability to collect 1 Avios per £1 spent, and a range of travel perks, this card offers exceptional value.
Additionally, features like fraud protection, Barclaycard Entertainment, and access to emergency travel support make it a well-rounded option for anyone looking to maximize their travel rewards.