How to Apply for your Credit Card: RBC ION Visa card
Earn Avion Rewards with No Annual Fee
With the flexible RBC ION Visa credit card, you may accrue Avion Rewards without paying an annual fee. This card provides a variety of advantages intended to help you save money and improve your everyday spending, including the opportunity to earn up to 1.5 points for every $1 spent on certain categories including grocery, petrol, and streaming services.
Benefits
Up to 6,000 Bonus Points Upon Sign-Up
You get the chance to start your rewards journey with an astounding 6,000 extra points as a welcome gift when you apply for an RBC ION Visa card. Your first step toward amazing rewards and savings is these bonus points.
Earn Up to 1.5 Points Per $1 Spent on Eligible Purchases
You will quickly start earning valuable Avion Rewards points when you use your RBC ION Visa to make qualified transactions. Everyday purchases have the potential to earn you up to 1.5 points for every $1 spent, which translates into significant benefits.
Save 3 cents Per Litre on Fuel at Petro-Canada Stations
Fuel both your car and your savings account at once. When you fill up at Petro-Canada gas stations and use your RBC ION Visa to pay for the transaction, you will get a 3 cent per litre gasoline discount. By having this function, you may get more use out of each tank.
No Annual Fee
The RBC ION Visa’s $0 yearly fee is one of its most notable benefits. You may profit from rewards credit cards without having to pay ongoing yearly fees. With this card, you may make savings when making purchases.
3-Month Complimentary DashPass Subscription for DoorDash
When you purchase with your RBC ION Visa, you’ll get a 3-month free DashPass membership that will satisfy your appetites and provide convenience. On qualifying purchases of $15 or more, get limitless deliveries and say goodbye to delivery costs.
Zero-Liability Coverage for Unauthorized Card Use
With zero-liability coverage, you may trade money with confidence. You are safeguarded against fraudulent card usage. Your RBC ION Visa is the secret to security.
24/7 Customer Service for Assistance with Your Account
You can get customer assistance anytime you need it. With round-the-clock service provided by the RBC ION Visa, you can be sure that any queries or problems you run across will be quickly resolved. If you have any questions about your account, our committed staff is here to help.
Prerequisites
To apply for the RBC ION Visa, you should:
Canadian Citizenship or Permanent Residency
You must be a Canadian citizen or have legal status as a permanent resident in Canada in order to be eligible for the RBC ION Visa. This card is intended for those who have a close affinity with the nation.
Age of Majority in Your Province
You must be at least the legal age of majority in your jurisdiction, which is often 18 or 19, before you may apply. This guarantees that you are of legal age to make financial commitments.
Submission of Personal Information
You will be required to provide necessary personal data as part of the application process. Your entire name, address, phone number, social security number (SIN), and date of birth are all included. You can be confident that your data is protected and that it is necessary for the application process.
Royal Bank of Canada
As the biggest bank in Canada based on market capitalization, Royal Bank of Canada (RBC) is a well-known global financial services company from Canada. With a stunning clientele of over 17 million people and a worldwide staff of more than 89,000 devoted workers, RBC has an incredibly broad reach and impact. RBC is a pillar of the Canadian and global financial scene because to its enormous network, which enables it to provide a wide variety of financial goods and services.
Who Is This Card For?
For those who wish to earn benefits without having to pay an annual fee, the RBC ION Visa is perfect. It is appropriate for those who often spend money on food, petrol, and streaming services since these expenses have the potential to earn more points. Additionally, it’s a fantastic option for those who value saving money on gas and eating out with DoorDash.
Step by Step to Apply for the Card
- Click on this secure RBC ION link to start your application
- After carefully reading the Disclosure Statement, click “Accept & Continue”.
- Give the application form your name, email address, SIN, and date of birth along with any personal information.
- Examine your application, then send it.
Download RBC Mobile App
Access your RBC account on the go with the official mobile app, available for both Android and iPhone users. The RBC Mobile App makes banking at your fingertips a reality by providing a simple and safe way to manage your accounts.
Positives and Negatives of the Card
Positives
- No need to worry about yearly costs.
- Earn additional points for digital purchases, grocery purchases, and travel.
- Upon card acceptance, get a generous 6,000 Avion points.
Negatives
- Compared to other reward systems, the value of the Avion Rewards gained could be lower.
- The card has some insurance coverage, but not much.
How to Unlock the Card
Follow these instructions to unlock your RBC ION Visa card after you’ve received it:
- On the card’s back, please sign.
- Call the supplied activation number or go to the activation webpage to activate your card.
- If desired, set your PIN for ATM cash withdrawals.
Fees and Tariffs
- Annual Fee: $0
- Extra Card Fee: $0
- Purchase Interest Rate: 20.99%
- Cash Advance Interest Rate: 22.99% (21.99% for Quebec residents)
- Balance Transfer Interest Rate: 22.99%
- Extended Warranty: 1 year
- Purchase Protection: 90 days
Customer Service
You may contact RBC via any of the following methods for questions or help:
- North America Customer Service: 1-800-769-2512
- Outside North America (collect call): 1-514-392-9167
- Official Website: RBC Official Website
For people who want a credit card that offers rewards and is affordable, without an annual fee, they might consider the RBC ION Visa. It adds value to your financial toolset by offering a variety of advantages and savings possibilities.