How to Apply for your Credit Card: RBC Cash Back MasterCard
The RBC Cash Back MasterCard is a card with no annual fee and several benefits. If you want to know about some of the benefits of this card, click here and you will be redirected to the benefits text. Now, if you already know and want more information about how to request your RBC Cash Back MasterCard, continue reading this article.
How to Apply for your Credit Card Online: RBC Cash Back MasterCard
In this section, we will guide you step-by-step through the process of applying for the RBC Cash Back MasterCard. Keep in mind that if you are unable to meet all of the card’s eligibility requirements, you might not be approved. Make sure that each piece of information you add is authentic and integrated correctly in your online application.
Let’s get started! The application process is easy and quick.
Selecting the right card for you:
When selecting a credit card, you should carefully consider its features and benefits to ensure that it meets your needs. You can take help from Choose a Credit Card Tool and Compare Credit Cards categorized according to Rewards, Travel, Avion Points, Cash Back, No Annual Fee, Low Interest and Student.
Now Start your Application Process:
Choose a card that fits your needs, and then fill out the information requested to complete the application.
Click on the SUBMIT:
You can apply online in just 60 seconds. Once you submit your application, you will get a response within minutes.
Things you should know while applying for a card:
Annual fee:
Well, here’s the good news to start with. There is no annual fee when you get hold of RBC Cash Back Mastercard.
Minimum income:
Another good thing about this card is that it is easily approved. You are not required to have a minimum income to be eligible for this card.
Initial amount:
All you need to get hold of your card is to have a $100 deposit in your account. And you are good to go.
Credit Profile
Credit card is a way to enhance your lifestyle. With the economic situation going on around the world, credit card gives you the access to your wants and needs where you don’t have to think about expenses. It is a safe and sturdy option for you to make any kind of purchase. There are also cards that offer extra benefits to cardholders for just being a card owner. There is a lot more that RBC Cashback Mastercard has to offer. But there are a few things you need to know before you apply for a credit card:
Build your credit score
If you are interested in RBC cashback MasterCard than the first thing you need to do is build a credit score. It means that you have a good history of paying back your mortgages, loans, etc. on time. It assures the bank that you are capable of paying back the amount you spent on purchases, on time.
Interest rate
If you are unable to pay the monthly statement on time, then you will be adding up interest to your balance, and it could get harder for you if you don’t keep up. Because interest keeps adding up every month. So, as far as you are capable of paying off your statements on time, you are good to go.
Minimum income
Some cards provided by RBC have a condition of having a minimum income, so before you apply, make sure you look at the conditions and your financial situation.
Secured vs. unsecured credit cards
If you don’t have a good history of paying back your loans, then there is a good chance that you will be offered a secured credit card by a bank, which means you have to deposit to get your card approved. Unsecured cards let you make purchases without any deposits.
In case of an emergency
Life is a name of uncertainties, which means you can expect any mishap any time. In case of an emergency like unexpected fixtures at home, a broken car, or a medical bill, that lets the expenses go out of your hands, credit cards are your saviors.
What are the additional services offered by RBC Cash Back Mastercard?
Once you are a cardholder, you must know what services you are eligible to receive. Knowing your rights as a cardholder makes it easier for you to utilize all perks and privileges. So, here’s what you got:
BalanceProtector Insurance
Make sure that your balance doesn’t exceed the limits, making it difficult for you and your family. how can it help? Let’s take a look:
In case of losing a job:
It means that insurance covers 25% of your total balance in case you have lost a job, intentionally or accidentally. You can receive up to $6250 for four months.
In case of losing physical or mental abilities:
In case of disability, your insurance can cover you. You receive 25% of the total amount for four months.
In case of losing life:
If you pass away, there is an insurance coverage of 25% for your family. your coverage will make a single milestone of the total amount they owe to you in case you lose your life.
Identity Theft & Credit Protection
Even after all the protections, securities, passwords and all, there is still a high risk of theft. Because as technology makes it easier for you as well it makes it easier for hackers and thieves. This is why you need strong protection because 1 out of 3 Canadians end up with fraudsters. This is why, confidentiality and security is offered and your personal information is protected 24/7 to avoid any theft.
RBC Road Assist
Anytime, anywhere you need, you have assistance, so you can enjoy driving with your family. whether your car broke down, the battery is busted or you got into an accident, you are covered. You can also ask them to tow your vehicle because it’s your right.
Travel Insurance
Are you a traveler? Well, RBC cash back MasterCard got you covered. You can now enjoy your trips with your friends or family because your insurance has you covered when you are traveling.
With RBC Cash Back MasterCard, easy services and protection for every situation
RBC Cash Back Mastercard has made things easier for you. With easy of cash management, and safety with the provision of a card instead of cash, it’s easier for you on the go, whenever you are rushing somewhere.
RBC Cash Back Mastercard also offers mobile app to make card management easy and accessible for you. Get your mobile app here:
Guidance at Every Step
Whatever you need to learn about the card or the bank, the customer service of RBC is always there for you. You can clear your queries by giving them a call at toll free number or book an appointment.
Final Thoughts
The RBC Cash Back MasterCard is a versatile and rewarding credit card for individuals and families looking to earn cashback on their everyday spending. With its tiered cashback system, no annual fee, and added benefits like extended warranty coverage, it’s a practical choice for those seeking to maximize their savings while enjoying the convenience and security of a MasterCard. If you’re looking for a straightforward way to earn and redeem cashback rewards, this card is worth considering.