How to Apply for your Credit Card: Tangerine Money-Back Credit Card
The Tangerine Money-Back Credit Card is designed to make your everyday spending more rewarding. With this card, you can earn money back on your purchases and enjoy a range of exclusive benefits. Whether you’re shopping for groceries, dining out, or making online purchases, this card offers a host of advantages that make it a top choice for savvy spenders.
Benefits of Tangerine Money-Back Credit Card:
- Earn unlimited cash back on your everyday purchases, with up to 2% money back in chosen categories like groceries, gas, and recurring bills.
- Say goodbye to annual fees with the Tangerine Money-Back Credit Card.
- Choose two or three categories of your choice to earn enhanced cash back, tailoring your rewards to match your spending habits.
- Redeem your cash back anytime, with no limits. You can choose to have it deposited directly into your Tangerine Savings Account.
- Rest easy knowing your purchases are protected by advanced security features.
- Enjoy exclusive benefits like Mastercard Global Service, Priceless Cities, and Mastercard Airport Experiences™ provided by LoungeKey (fees may apply).
Get more out of your everyday spending and start earning money back with the Tangerine Money-Back Credit Card. Choose your favorite categories, save on fees, and enjoy the peace of mind that comes with enhanced security and exclusive Mastercard benefits. Apply today and unlock a world of rewards!
Prerequisites
Prerequisites for Applying for the Tangerine Money-Back Credit Card are that the applicant must be at least 18 years old, must be a resident of Canada with a valid Canadian address. Moreover for approval satisfactory credit history is required. However, the Tangerine Money-Back Credit Card is known to consider applications from individuals with limited credit history or those looking to build credit.
Furthermore the applicant must have a minimum annual income of at least $12,000. Beside this the applicant must have a valid Social Insurance Number (SIN) issued by the Canadian government along with valid government-issued identification, such as a driver’s license or passport, to establish their identity.
Individuals should carefully review the terms and conditions and assess their financial situation before applying for the Tangerine Money-Back Credit Card.
About The Tangerine Bank
The Tangerine Bank is a renowned Canadian financial institution that offers its customers a variety of banking products and services, including credit cards. Established in 1997 as ING Direct Canada, it was rebranded as Tangerine in 2014 when Scotiabank acquired it. With over 24 years of experience in the market, Tangerine has become a trusted name in the banking industry.
Known for its innovative and customer-centric approach, Tangerine Bank offers online and mobile banking solutions, making it convenient for customers to access and manage their accounts. The bank prides itself on providing competitive interest rates, low fees, and a wide range of investment options.
Furthermore, Tangerine takes pride in simplifying banking for its customers through its user-friendly interface and exceptional customer service. Overall, Tangerine Bank stands out as a reliable and customer-focused financial institution in Canada.
Who is this card for?
The Tangerine Money-Back Credit Card is designed for individuals who want to earn cash back on their everyday purchases. The customer profile for this card typically includes responsible credit card users who prioritize earning rewards on their spending. They may be budget-conscious individuals who frequently use their credit card for groceries, gas, dining out, or recurring bills.
This card appeals to those who appreciate simplicity, as it offers 2% cash back in up to three spending categories of their choice, with no annual fee. Additionally, it is a good fit for those who prioritize flexibility, as the cash back can be easily redeemed towards their credit card balance or deposited directly into a savings account.
How to apply for this card
Applying for the Tangerine Money-Back Credit Card is very simple, you only need to follow the given steps:
- Visit the official Tangerine website: Go to the official Tangerine website at https://www.tangerine.ca/en/.
- On the Tangerine website’s homepage, find and click on the “Credit Cards” tab in the main menu.
- Choose the Tangerine Money-Back Credit Card: Once you are on the Credit Cards page, select the Tangerine Money-Back Credit Card from the available options.
- Review the card details: Read through the information, benefits, and features of the Tangerine Money-Back Credit Card to ensure it meets your requirements and suits your needs.
- After reviewing the card details, click on the “Apply Now” button located on the Tangerine Money-Back Credit Card’s page.
- Fill out the application form with your personal details, including your name, address, contact information, employment details, and financial information.
- Specify the credit limit you desire.
- Double-check all the information you provided to ensure its accuracy and completeness.
- Click on the “Submit Application” button to send your credit card application to Tangerine for further processing.
- Wait for approval: After submitting your application, Tangerine will review your information. If approved, you will receive the card in the mail.
- If you would like to manage your Tangerine Money-Back Credit Card through mobile banking, you can download the Tangerine Bank App. Visit the Tangerine website or your device’s app store to find and download the app. Here are the links to download the app for Android and IOS.
Positives and negatives of the card
Positives of the Tangerine Money-Back Credit Card:
- Earn rewards points on all purchases
- Promotion balance transfer rates
- Available for students
Negatives of the Tangerine Money-Back Credit Card:
- Base earn rate is only 0.5 %
- Limited insurance included
How to unlock the card?
Before unlocking the card we must be sure that we have the card. Then locate the activation number on the sticker attached to your card. This number for card activation provided by Tangerine. Dial the activation number on a phone. Make sure you call from the phone number you provided when applying for the card. You will be prompted to enter your card number, found on the front of your credit card.
Follow the automated system’s instructions carefully. The system will ask for some personal information of your identity for verifying, including the last four digits of your Social Insurance Number (SIN) and date of birth. After verification, you’ll be prompted to set a Personal Identification Number (PIN) for your card. This PIN will be essential for making in-person transactions and accessing certain card features.
After card activation confirmation, take off the activation stocker from your card for security reasons. After confirmation email from the Tangerine in a couple of minutes, the card is ready for use. You can start making purchases, earning cash back, and enjoying the benefits of your new card.
Remember to keep your card and PIN secure and do not share your PIN with anyone. If you encounter any issues during the activation process, contact Tangerine’s customer support for solution. Enjoy the convenience and rewards of your Tangerine Money-Back Credit Card responsibly!
Fees and interest rates
This card has no annual fees. If we talk about interest rates and promotion rates they are given below.
- Purchase interest rates: (19.95%)
- Balance transfer: (1.95% interest for the first 6 months (19.95% after that))
- Cash interest rates: (19.95%)
Customer service
Official website link: https://www.tangerine.ca/en/.
Bank contact number: 1-888-826-4374
Link for online application: Click here and download Android app or here for the IOS app.
Email: [email protected]