How to Apply for your Credit Card: Meridian Visa Infinite Cash Back Card
The Meridian Visa Infinite Cash Back card is a credit card with exceptional benefits. This card offers a range of advantages for cardholders, making it a valuable option in the market.
The Meridian Visa Infinite Cash Back card is a credit card that not only provides financial flexibility but also offers a range of additional benefits, making it a smart choice for individuals looking to maximize their rewards and enjoy added protection while making purchases.
Benefits
- The Card provides cash back on every purchase, allowing cardholders to earn money while spendin
- It offers exclusive travel rewards, such as airport lounge access, travel insurance, and concierge services, enhancing the travel experience
- With this card, purchases are protected against theft, damage, or loss, providing peace of mind while shopping
- Cardholders receive an extended warranty on eligible purchases, extending the manufacturer’s warranty for additional coverage
- The card provides round-the-clock customer support, ensuring assistance is available whenever needed
- Cardholders can enjoy the convenience of contactless payments, making transactions faster and more secure
Prerequisites
Prerequisites for Applying for the Meridian Visa Infinite Cash Back card are that the applicant must be at least 18 years old, must be a resident of Canada with a valid Canadian address. Moreover for approval, satisfactory credit history is required. However, the Meridian Visa Infinite Cash Back card is known to consider applications from individuals with limited credit history or those looking to build credit.
Furthermore the applicant must have a minimum annual income of at least $60,000 and household income of $100,000. Beside this, the applicant must have a valid Social Insurance Number (SIN) issued by the Canadian government along with valid government-issued identification, such as a driver’s license or passport, to establish their identity
About Meridian
Meridian Bank is a financial institution that offers the Meridian Visa Infinite Cash Back card. The bank has been operating for several years, although the exact number is not specified. Meridian Bank is known for its distinctive characteristics and features. It provides customers with various benefits, including cashback rewards. The card is part of the Visa Infinite program, which offers exclusive perks and privileges. Meridian Bank is a well-established institution in the market, having a significant presence and reputation.
Nevertheless, it can be assumed that the bank has a solid track record, given its offering of a premium credit card like the Meridian Visa Infinite Cash Back card. Overall, Meridian Bank is recognized for offering the Meridian Visa Infinite Cash Back card, a credit card that provides cash back rewards and exclusive benefits through the Visa Infinite program. Moreover its established presence in the industry indicates a level of trust and reliability.
Who Is This Card for?
The Meridian Visa Infinite Cash Back card is designed for high-income individuals who want to earn cash back on their purchases. This credit card offers exclusive benefits and rewards for customers with a certain financial profile. The primary target audience for this card is individuals with a high annual income and excellent credit score. They are likely to be frequent travelers and heavy spenders who value luxury and convenience. The card offers special privileges such as access to airport lounges, concierge services, and travel insurance. The cash back feature is a key attraction for customers who want to maximize their spending and receive a financial benefit in return.
The card offers a competitive cash back rate on all purchases, including everyday expenses and larger transactions. This makes it appealing for individuals who want to earn rewards on their regular spending habits. Additionally, the card may have certain eligibility requirements such as a minimum income threshold, which further narrows down the customer profile. This ensures that only individuals with a certain level of financial stability and spending power can apply for and use the Meridian Visa Infinite Cash Back card.
Overall, this credit card is targeted towards affluent individuals who prioritize cash back rewards and value the exclusive benefits that come with a premium credit card.
Step by Step to Apply for the Card
Below are the steps to apply for the Meridian Visa Infinite Cash Back card:
- Visit the official website of the Meridian Bank
- Navigate to the credit cards section
- Find the Meridian Visa Infinite Cash Back card and click on it
- Review the card’s features, benefits, and eligibility criteria
- Click on the “Apply Now”
- Fill out the online application form with your personal and financial details
- Provide the necessary documentation as requested, such as proof of income and identification
- Review the application form to ensure all information is accurate
- Submit the completed application form
- Wait for the bank to process your application until it takes some time
- If approved, you will receive the card via mail at the address provided in the application
- Upon receiving the card, activate it following the instructions provided below
Positives and Negatives of the Card
Positives
- Cash back rewards: The Meridian Visa Infinite Cash Back card offers cash back rewards on purchases, allowing cardholders to earn money back on their spending
- Travel benefits: The card provides various travel benefits such as airport lounge access, travel insurance, and concierge services
- High credit limit: The Meridian Visa Infinite Cash Back card typically offers a high credit limit, providing cardholders with greater purchasing power and flexibility
Negatives
- High interest rates: The card may have relatively high interest rates, which could result in significant interest charges if the balance is not paid in full each month
- Annual fees: The Meridian Visa Infinite Cash Back card may have an annual fee, which adds to the cost of owning the card
- Eligibility requirements: The card have strict eligibility criteria, such as a high income requirement or excellent credit score, making it inaccessible to some individuals
How to Unlock the Card?
To unlock the Meridian Visa Infinite Cash Back card, follow these steps:
- Receive your Meridian Visa Infinite Cash Back card in the mail
- Find the activation sticker on the card
- Take off the activation sticker to reveal the card’s activation code
- Visit the website or call the activation number provided on the activation sticker
- Enter or provide your personal information, such as name, card number, and activation code
- Verify your identity by providing any additional required information
- Follow any additional prompts or instructions given during the activation process
- Once confirmed, your Meridian Visa Infinite Cash Back card will be unlocked and ready to use
- Sign the back of your card for added security
- Activate and set up any additional features or benefits, such as online banking or mobile app access
Make sure to keep your activation code and card details secure during the process.
Fees and Interest Rates
This card has $99 annual fees and $30 extra card fee. But for the first year it has no annual fees and extra card fee. And interest rates are given below.
Purchase interest rates: (19.50%)
Transfer term: (6 months)
Balance Transfer: (21.99%)
Customer Service
- The Official Website
- Bank contact number: 1-416-597-0165
- Contact support