How to Apply for your Credit Card: Simplii Financial Cash Back Visa Card
Step into a realm of simplicity and rewards courtesy of the Simplii Financial Cash Back Visa Card. This card removes the fuss of earning cashback on your daily purchases, turning every transaction into a more fulfilling experience. Committed to transparency and user-friendly banking, Simplii Financial seamlessly incorporates these values into its credit card, ensuring a straightforward and understandable experience for all cardholders.
Bid farewell to annual fees and embrace a seamless cashback rewards program perfectly tailored to your lifestyle. Whether you’re a seasoned cardholder or embarking on your credit journey, the Simplii Financial Cash Back Visa Card is crafted to elevate your spending experience, offering a straightforward path to financial rewards without unnecessary complications.
The Key Benefits of this Card:
Explore the perks of the Simplii Financial Cash Back Visa Card:
- No Annual Fees: Enjoy a budget-friendly credit card experience free from annual fees.
- Effortless Cashback: Transform your everyday purchases into rewards through a straightforward, hassle-free cashback program.
- Transparent Banking: Simplii Financial’s user-friendly approach ensures transparency and simplicity in your banking experience.
- Tailored Rewards: Personalize your rewards program to align with your lifestyle and spending preferences.
- Digital Convenience: Seamlessly manage your card with Simplii Financial’s digital tools, putting convenience at your fingertips.
- Security and Reliability: Rely on the secure and dependable services of Simplii Financial for peace of mind in your financial transactions.
Prerequisites
A person must be a Canadian resident and at least 18 years old to apply for the Simplii Financial Cash Back Visa Card. They should also have a solid credit score and a consistent salary to make payments on schedule.
About The Simplii Financial Bank
Simplii Financial is a Canadian bank offering clients various financial products and services. The bank has operated for several years and has built a reputation for providing trustworthy and easy banking services.
The Simplii Financial Cash Back Visa Card, designed to help customers earn rewards on daily transactions, is one of the bank’s signature products. The card is only offered to Canadian individuals over 18 who meet the bank’s credit and income requirements. Simplii Financial has earned a trusted name in Canadian banking by providing exceptional service and valuable benefits.
Want more benefits? Simplii Financial Cash Back Visa Card has a welcome bonus!
As per the offer details, Simplii banking clients are eligible for a special card with a welcome bonus. You may get a 20% cashback on certain expenditures such as petrol, groceries, drugstores, and pre-authorized payments for the first three months. The maximum expenditure for this promotion is $500.
Step By Step to Apply for the Simplii Financial Cash Back Visa Card
If you are interested in applying for the Simplii Financial Cash Back Visa Card, here are the steps to follow:
- First of all, navigate to the option of “Credit Card” on the official website of the bank
- Then, you will be asked to select the type of card “Cash Back Visa Card”, and hold on to press the APPLY NOW button.
- Now add or fill up all your credentials for security.
- Now, at the end, you can apply and wait for a response from Simplii Financial.
Positives and Negatives of the Card
The Simplii Financial Cash Back Visa Card has several benefits and drawbacks that you should consider before applying.
Positives:
- The Simplii Financial Cash Back Visa Card offers a generous welcome bonus of 20% cash back on eligible gas, groceries, drugstore purchases, and pre-authorized payments for the first three months, up to $500 in spending.
- The cardholders earn 4% cash back on eligible gas and grocery purchases, 1.5% on eligible drugstore purchases and pre-authorized payments, and 0.5% on all other purchases.
- The card has no annual fee, making it a good option for those looking for a cashback credit card without having to pay a yearly fee.
- The card comes with Visa Zero Liability protection, which means that you will not be held responsible for fraudulent charges made on your card.
Negatives:
- The card has a high interest rate of 19.99% for purchases and 22.99% for cash advances, which can quickly accumulate if you carry a balance on your card.
- The Simplii Financial Cash Back Visa Card offers 4 percent cash back on gas and groceries, but only up to the first $5,000 spent annually. Even once the cashback rate lowers to 0.5 percent, the card stays an economically viable and smooth way to collect rewards on everyday transactions without incurring annual fees.
- Some of the purchases may not be eligible for cashback rewards, and the terms and conditions of the rewards program can be complex and difficult to understand.
- The card is only available to Simplii Financial banking clients, which may limit its accessibility for those who do not use Simplii Financial as their primary bank.
How to unlock the Simplii Financial Cash Back Visa Card?
To unlock your Simplii Financial Cash Back Visa Card, follow these steps:
- Dial the number listed on the front of your card’s sticker. It is the Simplii Financial credit card activation line.
- To confirm your identity it is preferable to enter the number of cards including your personal information such as name, age, and SSN for security protection.
- After successful verification you will get an OTP on mobile to set up your PIN Code.
- Your card has now been activated and is available for use. You may immediately begin earning cashback rewards on qualified purchases.
Fees and tariffs
Since there is no annual fee charged, the main costs associated with the Simplii Financial Cash Back Visa Card include interest on balances carried from month to month and cash advance fees.
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Customer Service
If you have questions about your Simplii Financial Cash Back Visa Card, please visit the official Simplii Financial website or call 1-888-723-8881. You can also contact them using their website’s CHAT service.