How to Apply for your Credit Card: TD Cash Back Visa Card
Do you want to take advantage of various benefits, such as cashback, with a card accepted at thousands of establishments, a points program and without having to pay the annual fee? With the TD Cash Back Visa Card this is possible. If you want to understand some of the benefits a little more, click here and read the text that was prepared. If you are interested in finding out how to apply for your card, keep reading this article! In addition to an explanation of what you need to have to apply for your card, it will cover a little more about the advantages of the TD Cash Back Visa Card.
How to Apply for your TD Cash Back Visa Card Online
If you are planning to apply for the TD credit card, then read all the steps carefully. For applying, you should meet the eligibility criteria like you are a Canadian resident. Fill the form carefully and add authentic information and data. Submit it and enjoy the perks of TD card. The application process is very easy and straightforward, let’s start it.
Choose the best card for you:
TD bank has provided you with three different types of credit cards. Just consider the services and benefits that suits you the most and then apply for required card. Like your spending habits, payment preferences procedure and your financial situations.
Sign up process:
Select the card that meet your needs and then click on apply online to fill all the necessary information required on the form. If you are a New customer click on apply now. Read the eligibility criteria and clock on Continue. Then options of province of residence are available, select yours. Terms and conditions are given, read them and if you are agreed then click I Agree.
Add information:
Enter your name, date of birth, mobile number and residential address. Also enter your employment status and income etc. Carefully enter the personal and employment details. Select the credit limit and other details.
SUBMIT the form:
Click on submit, you will receive confirmation mail in just a minute.
After you submit the form, you will get notification with in a minute. Add some amount in account and activate the card.
How to get cash back dollars?
You have applied for the card and deposited the minimum amount. Once your card is activated, now you can use it buy groceries or paying bill. It will let you get the percentage of that particular purchase. Get ready and go for shopping, your cash back dollars are waiting for you.
How do you get your earned dollars?
On every grocery or gas payment, you will get 1% cashback dollars of that amount. The balance will collected on your account. Once it reaches to $25, you can easily redeem them and enjoy your day. But if you want to save cash back credit, it will stay there and never get expired after a year too.
Things to know about TD credit card:
Annual fee:
No hidden charges no annual fee is applied to any of the card holder of TD bank.
Minimum income:
For TD Cash Back Visa Card, there is no limit of any minimum or maximum income. So feel free to apply for this card.
Initial limit:
The minimum amount that you should deposit in account is $300. The maximum purchase limit is $5000.
Why there is a need of TD Cash Back Visa Card?
Credit card let you buy whatever you want without thinking about the expenses. Just swipe it whenever needed and you can buy your favourite item. What if a card not only help you in need but also save you some dollars? Isn’t it amazing? That on every grocery purchases, you can get cashback dollars. So buy as much grocery as you can.
Cashback dollars in year
If you spend $5000 every month in one year, then you are eligible to get cash back dollars next year too. Which is approximately $375. More the spending, more will be cashback.
Interest rate
On the purchases, the interest rate of 20.99% is applied. So it’s better to pay the statement on time every month. Otherwise, it will add up to next month balance. And the chain goes on.
Additional cardholders
The main cardholder is liable for all the charges, including done by other card holders. Yes TD Cash Back Visa Card allow to have 3 card holders on an account.
Security level
TD credit card has chip and PIN technology, so your safely use your card. If any activity occurs to the card, you will receive a TD Fraud Alert.
Emergency cash advance
In case of emergency, TD credit card gives you opportunity to get cash advance of $500 in emergency case too.
What are the additional facilities and services provided by TD Cashback Visa Card?
The never-ending list of privileges and benefits provided by TD credit card, will make you apply for it now. Some of the additional features are as follows:
Contactless payment
After the pandemic situation, digital wallets are very popular now. Now in just clicks, you can purchase whatever you want. Use ApplePay, GooglePay or SamsungPay for everyday purchases.
Visa zero liability
With visa zero liability, you can safely shop for whatever you want without worrying. If any unauthorized transaction is made, you will get alert. You can lock your visa card and block all International purchases for any fraud attempts.
Purchase security
Purchase security and extended warranty protection is applied to every TD card holder. If you buy a new item by using the card, and it get stolen or broken. Then you can claim the warranty within 90 days of purchase.
Click to pay
No need to go and swiping cards at restaurants, shops, and stores. Because TD Cash Back Visa Card allows you to sit and pay online using the mobile app. It’s not only easy but also a secure and smart process. You just need to click the icon and enjoy the perks of doing unlimited shopping. Click to get the Mobile App.
Download the TD App on your mobile. You can easily manage your credit and make a check and balance of any fraud. You can limit the transaction or lock the credit card etc.
Contact freely
Meet TD banking specialists by booking an appointment. Your all questions will be answered. Or call the toll-free number for any queries.
Final Words
If you are a Canadian nation, then you must avail the opportunity to get a TD cash-back visa card. Because it is secure and provides you with lots of benefits. A credit card that doesn’t require any minimum income or annual fee, just spend and get cash back dollars. The contactless payment method and purchase security features of TD card, increase its uniqueness. Starbucks lovers, there is a great opportunity for you to get more coffee for free. If you are stepping into the world of credit cards, do consider this Td cashback visa card. Click “Apply Now” and request your card!