How to Apply for your Credit Card: CIBC Aeroplan Visa Infinite Card
The CIBC Aeroplan Visa Infinite Card is a credit card that offers numerous benefits to cardholders. With its range of features and rewards program, it is a popular choice for those looking to maximize their rewards and travel perks.
Benefits
- Earn Aeroplan Miles on every dollar spent, allowing for free flights, hotel stays, and other travel rewards
- Enjoy a comprehensive suite of travel insurance coverage, including trip cancellation/interruption, emergency medical, and rental car insurance
- Access to exclusive perks such as priority check-in, priority boarding, and access to airport lounges for a more comfortable travel experience
- Receive an annual companion ticket, allowing a companion to travel with you at a reduced cost
Benefit from generous sign-up bonuses and accelerated rewards for certain spending categories. Enjoy flexible redemption options, including the ability to use Aeroplan Miles for merchandise, gift cards, and more. These benefits make the CIBC Aeroplan Visa Infinite Card an excellent choice for those who want to earn rewards and enjoy a range of travel perks
Prerequisites
To apply for the CIBC Aeroplan Visa Infinite Card, individuals must meet certain requirements. He must be of legal age in their province or territory of residence, must be resident of Canada, having a Canadian credit history, having a minimum annual income as specified by CIBC of at least $60,000 and household income of $100,000 and meeting any other criteria set by the card issuer. Additionally, individuals will need to provide personal information such as their name, address, contact details, and financial information during the application process.
About CIBC
CIBC is a Canadian bank and financial institution that has been in the market for over 150 years. It offers the CIBC Aeroplan Visa Infinite Card, which is a credit card that allows users to earn Aeroplan Miles for their purchases, As one of the Big Five banks in Canada, CIBC is known for its comprehensive range of banking and financial services, including personal banking, commercial banking, wealth management, and investment banking.
CIBC has a strong presence in Canada with numerous branches and ATMs across the country, providing customers with convenient access to their banking needs. With a reputation for stability, innovation, and customer-centric approaches, CIBC continues to be a trusted financial institution for individuals and businesses alike.
Who is this Card for?
The CIBC Aeroplan Visa Infinite Card is ideal for frequent travelers and those who want to maximize their rewards when they travel. It is specifically designed for individuals who travel often and want to earn Aeroplan Miles, which can be redeemed for flights, hotels, and other travel-related expenses. The card offers benefits such as airport lounge access, travel insurance, and priority boarding, making it suitable for those who value travel perks.
The CIBC Aeroplan Visa Infinite Card is designed for individuals who want to earn rewards on their everyday spending, enjoy the flexibility of redeeming those rewards for various options and to have many insurance coverage in one card.
The customer profile for this card includes individuals who:
- Value rewards: Customers who appreciate the ability to earn points on their purchases and are interested in a rewards program that offers flexibility in redemption options
- Travel enthusiasts: The card’s travel benefits, Good travel insurance that also works on flights booked with Aeroplan points, make it attractive to individuals who enjoy exploring new places and want added peace of mind during their trips. And it also provides Free checked bags on Air Canada
- Tech-savvy individuals: This card provides access to an online account where customers can manage their card, and take advantage of exclusive offers easily. And it also has its own app to use.
How to Apply for the Card
You need to follow given steps:
- Before applying you must see the eligibility criteria for the card, including age requirements, credit history, and minimum income thresholds, which are already described above. Ensure you meet these requirements before proceeding.
- After that you need to Research the CIBC Aeroplan Visa Infinite Card, its features, benefits, and associated fees which is described below. Compare it with other credit cards available in the market to ensure it aligns with your needs and preferences.
- After ensuring everything then Visit the CIBC website or approach a CIBC branch to begin the application process. Click on “Apply Now” at the left corner to initiate the application
- Now fill out the application form with accurate personal details, including name, address, contact information, employment status, and financial information
- Review the application for accuracy before submitting it. Click on the “Submit” button if applying online or provide the application form to a CIBC representative if applying in person
- Await approval: CIBC will review your application and assess your creditworthiness. This process may take a few business days. If additional information is required, they may contact you for clarification
- Receive the card: Once your application is approved, you will receive the CIBC Aeroplan Visa Infinite Card by mail or you can pick it up from a CIBC branch
Positives and Negatives of the Card
Positives
- Earn rewards points on all purchases anytime
- Flexible redemption options for travel including free checked bag on Air Canada flights
- Travel insurance coverage, including emergency medical and trip cancellation insurance
- Exclusive offers, promotions, and discounts through the CIBC Rewards program including 10,000 mile sign up bonus
Negatives
- High annual income required
- High annual fees
- High Interest charges
- High extra card fee
How to Unlock the Card
To unlock your CIBC Aeroplan Visa InfiniteCard you need to follow the given steps. Keep it in a safe place until you have not activated it.
Online activation
- Visit the CIBC website and log in to your online banking account, if you are an existing CIBC customer with online banking access. Its link is given below
- After logged in, navigate to the option to add a new credit card to your account
- Enter the required information from your new Aeroplan card, which includes the card number, security code
- Follow the instructions given to confirm and activate your card. You will be required to set a PIN for your card during this process
Activating it by Phone:
You have to call the CIBC customer service number provided on the card or on the accompanying activation instructions. Now follow the customer service representative, and provide the required information to activate your card, which link is already given below. After the activation of your card, don’t forget to sign the back of it for added security. Now you can remove your activation sticker. After activation, ensure that your new card is linked to your preferred accounts, such as your checking or savings account for bill payments.
Now you can use your CIBC Aeroplan Visa Infinite Card. You can start using it for purchases, earning Aeroplan points, and taking advantage of the card’s benefits and rewards.
If you have any issue you can call the customer service of this card.
Fees and Interest Rates
This card has annual fees of $139. And $50 for an extra card fee. If we talk about interest rates they are given below.
Purchase interest rates: (20.99%)
Cash interest rates: (22.99%)
Balance Transfer: (22.99%)
Cash advance interest rates for Quebec residents are less than others: (21.99%)
Customer Service
- The Official Website
- Bank contact number: 1-888-853-4458
- The Bank App for Android and iOS