How to Apply for your Standard Bank World Citizen Credit Card
The Standard Bank World Citizen Credit Card is tailored for those in search of a sophisticated financial tool with robust travel and lifestyle advantages. With a monthly fee of R209 and a minimum income requirement of R25,000, holders of this card are entitled to a credit ceiling of R250,000 along with personalised interest rates.
Enjoying up to 55 days of interest-free credit is possible if the full balance is paid on time. Notable attributes of this card include 3D Secure authentication for secure online purchases, tap-to-pay capabilities, and extensive travel insurance, all manageable via Standard Bank’s app or Internet banking.
Insight into Standard Bank
Founded in 1862, Standard Bank has grown to become one of South Africa’s most formidable financial entities, offering a comprehensive array of personal and business banking solutions. These include bank accounts, credit cards, loans, investment vehicles, and insurance products, catering to a diverse client base.
Pioneering digital banking innovations, Standard Bank empowers customers with self-service platforms and intricate financial planning tools, ensuring effective and secure financial management. Their commitment to innovation and client service solidifies their status as a leader in South Africa’s banking sector.
Benefits of the Card
Travel Perks
- Flight Savings: Enjoy up to 20% off on Emirates flights when booking through Leisure Desk.
- Car Rentals: Benefit from up to 35% discount on international car rentals and chauffeur services via Avis. Also, it’s possible to receive up to 15% off on car rentals with Hertz.
- Accommodation: Receive up to 10% cashback on Booking.com, along with exclusive offers at IHG Hotels & Resorts.
- Concierge Services: Dedicated travel concierge services are available to assist with travel needs.
- Lounge Access: Unlimited entry to various lounges both locally and internationally at Standard Bank, Bidvest, and International lounges. Also, you can enjoy up to 12 visits per year to the Standard Bank library and Fluent lounges.
- Priceless Cities: Take advantage of exclusive experiences and offers worldwide with Mastercard Priceless Cities. That benefit will enhance your travel experience to another level.
Lifestyle Advantages
- Shopping: Secure a 15% discount on purchases from the Wine-of-the-Month Club and select luxury shopping centers.
- Digital Benefits: Enjoy complimentary months and discounts on services like Lingokids and Fiit.
- Exclusive Offers: Gain access to special food and lifestyle deals through the Priceless Specials MEA App and discounts on medical tourism services.
Insurance Protections
- Travel Insurance: Comprehensive coverage for travel inconveniences including luggage and flight delays, and medical emergencies.
- Purchase Protection: Safeguard your purchases with robust purchase protection.
- ATM Robbery Insurance: Coverage in the unfortunate event of being coerced to withdraw money.
How to Apply for the Standard Bank World Citizen Credit Card
Existing Standard Bank customers can apply via internet banking or the Standard Bank mobile app, by following simple on-screen instructions to determine eligibility. Alternatively, non-customers or those preferring other methods can apply via cell phone banking or by completing a Call Me Back form on the bank’s website.
Applying Online
To continue with your application, you will need to follow the steps below:
- Go to the Standard Bank World Citizen Credit Card official website
- Review the eligibility criteria and the documentation needed
- If you meet all requirements, start your application by pressing the “Do I Qualify?” button at the top of the page
- You will be redirected to the card’s application form, fill it out with your personal and financial information
- Review all details provided to be sure that everything is correct
- If everything is ok, submit the card’s application form
- The bank will analyze the info provided, and in a few days, you will get an approval email.
- If approved, the bank will send your card to the address provided within a few days.
Applying on the Standard Bank App
- Open your Standard Bank App and log in.
- Tap the “More” icon located at the bottom of the screen.
- Select “Open a new account.”
- Choose “Personal Lending.”
- Tap the “Apply” button under the Credit Card option and follow the on-screen instructions.
Who is this card for?
The ideal customer for the Standard Bank World Citizen Credit Card is a sophisticated individual seeking a premium financial tool with extensive travel and lifestyle benefits. Frequent travelers can benefit from lounge access, rental car discounts, exclusive experiences and offers with Mastercard Priceless Cities, and much more.
This person is likely to have a high income, given the minimum requirement of R25,000 per month, and appreciates the value of a substantial credit limit of up to R250,000.
Fees and Card Features
- Enjoy up to 55 days interest-free if you clear your balance.
- The card carries a monthly fee of R209, with a R190 initiation fee, waived under specific banking packages.
- Minimum monthly repayment: 3%
- Interest rate: 11.75% – 22.25%, based on your creditworthiness
- This Chip-and-PIN-enabled Black Mastercard allows shopping at numerous merchants globally, supports 3D Secure online transactions, and offers Tap to Pay for small purchases (up to R500).
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Connect your card to the SnapScan or Masterpass apps to make payments via your phone.
Choosing the Standard Bank World Citizen Credit Card opens the door to a world of premium travel benefits and lifestyle perks, combined with high security and convenience.
This card is ideal for frequent travelers and those who value a blend of luxury and functionality in their financial tools.