How to Apply for your Standard Bank Titanium Credit Card
The Standard Bank Titanium Credit Card offers a blend of affordability and convenience for everyday financial needs. With competitive interest rates, up to 55 days of interest-free credit, and a personalised credit limit, it caters to a wide range of financial requirements. Cardholders benefit from travel and lifestyle perks, including discounts on flights and car rentals and comprehensive travel insurance. The card features secure chip-and-PIN technology and contactless payments and is easily managed through the Standard Bank app or Internet Banking.
Benefits of the Standard Bank Titanium Credit Card
The Standard Bank Titanium Credit Card provides several key benefits that make it an attractive option for cardholders:
Travel Benefits
- Get up to 20% off Emirates flights when you book through Leisure Desk.
- Enjoy up to 20% off your next international car rental when you book with Avis.
- Access exclusive experiences and offers in cities around the world with Priceless Cities.
- Get up to 10% cash back when you book on Booking.com using your credit card.
- Book with your credit card and get a 15% discount at IHG Hotels & Resorts in Europe, the Maldives, India, the Middle East, and Africa.
- Enjoy up to 20% off flight prices worldwide when you book with Travelstart using your credit card.
- Get 10% off all hard and softshell luggage from Gopals.
- Get a 10% discount on car rentals when you book through Rentalcars.com and Budget International.
- Enjoy 6 complimentary visits to any Bidvest Premier domestic lounge with your Titanium Credit Card.
- With your Titanium Credit Card, you and a guest can enjoy 6 complimentary visits to the Standard Bank Fluent Lounge at Lanseria Airport.
Lifestyle Benefits
- Receive a 15% discount on online purchases at Wine-of-the-Month Club.
- Earn 3 times more UCount Rewards Points with your qualifying Credit Card, no matter where you shop.
- Shop at over 100,000 U.S. retailers and enjoy shipping discounts with MyUs.com.
- Get a 25% discount on your first Fiit subscription payment with your Credit Card.
- Join the online gaming community at Gogamers with your Mastercard Gamer Pass.
- New users can enjoy two months of Lingokids for free and receive 30% off monthly subscriptions thereafter.
- Unlock your potential with UNICAF and get a 75% scholarship on your program tuition fees when you pay with your Credit Card after admission.
- Receive up to a 10% discount on surgeries and procedures with your Eligible Mastercard Medical Tourism Concierge.
- Get a 40% discount on your monthly SWEAT 1000 app subscription.
- Enjoy 40% off at Deluxe Laser & Spa when you book six or more laser hair removal sessions.
- First-time UCOOK customers can get 50% off their first meal kit order and 30% off their next order.
- Receive a 30% discount on skin care products from SKOON.
- Get 20% off your first order from Faithful to Nature.
- Enjoy a 10% discount on sporting goods when you shop online at SportSA.
Insurance Benefits
- Get covered with automatic basic Travel Insurance when you book your trip using your Credit Card.
- Get an optional Credit Card Protection Plan and take the stress out of using your Credit Card, knowing that what you owe is covered in the event of death, disability, dread disease, or reduction.
About Standard Bank
Standard Bank, one of South Africa’s largest financial institutions, offers various personal and business banking services. Established in 1862, the bank provides innovative digital banking solutions, self-service banking options, and comprehensive financial planning tools, helping customers manage their finances effectively and securely. Standard Bank’s banking services include savings and investment options, personal loans, vehicle financing, home loans, and student loans.
They also offer insurance for cars, homes, income, and personal protection, as innovative payment solutions. The bank provides self-service banking options and has a dedicated security center for safe banking practices.
Why Choose the Standard Bank Titanium Credit Card?
Choosing the Standard Bank Titanium Credit Card means opting for a financial product that combines affordability, convenience, and security. Here are the top reasons to choose this card:
- Exclusive Travel Benefits: Enjoy significant discounts on flights and car rentals, enhancing your travel experience with comfort and savings.
- Comprehensive Insurance Coverage: Access to travel insurance ensures peace of mind during your travels.
- Lifestyle Perks: Enjoy discounts on gifts, wine, and more, as well as cashback on Booking.com bookings.
- Advanced Security Features: The card offers secure chip-and-PIN technology and contactless payments for safe and convenient transactions.
- Flexible Management: You can manage your card easily via the Standard Bank app or Internet Banking, providing financial control at your fingertips.
In conclusion, the Standard Bank Titanium Credit Card provides extensive travel, lifestyle, and insurance benefits, robust security features, and flexible management options, making it an excellent choice for individuals seeking a versatile financial product.
Step-by-Step Guide to Apply for the Standard Bank Titanium Credit Card
Standard Bank Titanium Credit Card Requirements
- A copy of your South African ID or passport
- A recent payslip.
- Three months bank statement.
- Proof of residence like a utility bill not older than 3 months
- You must earn at least R25,000 per month
- You must be over 18.
Apply on Internet Banking:
To start your application, you will need to follow the steps below:
- Go to the Standard Bank Titanium Credit Card official website
- Review the eligibility criteria and the documentation needed
- If you meet all requirements, start your application by pressing the “Do I Qualify?” button at the top of the page
- You will be redirected to the card’s application form, fill it out with your personal and financial information
- Review all details provided to be sure that everything is correct
- If everything is ok, submit the card’s application form
- The bank will analyze the info provided, and in a few days, you will get an approval email.
- If approved, the bank will send your card to the address provided within a few days.
Fees and Tariffs
- Monthly fee: R89
- Minimum monthly repayment: 3%
- Interest rate: 11.75% to 22.25%, based on your creditworthiness
- Initiation fee: R190
- There is no monthly fee if bundled with a Prestige Banking account.
Card Features
- Mastercard credit card with Chip-and-PIN technology.
- Accepted at millions of merchants and ATMs worldwide.
- Secure online shopping with 3D Secure verification.
- Tap to Pay in-store for purchases of R500 or less.
- Link your card to SnapScan or Masterpass apps for phone payments.
- Manage your Titanium Credit Card via mobile app, online, or at Standard Bank ATMs.
- Enable or disable in-store, ATM, and online card functions using our app.
- A single limit for straight and budget facilities.
- Request changes to your credit limit as needed.
The Standard Bank Titanium Credit Card offers extensive travel, lifestyle, and insurance benefits, making it a top choice for individuals seeking a versatile financial product. With its high credit limit, comprehensive security features, and digital management options, this card provides exceptional value and convenience for frequent travelers and those looking to enhance their lifestyle.