How to Apply for your SAA Voyager Premium Credit Card
The SAA Voyager Premium Credit Card is designed to elevate your travel experience with premium benefits and rewards. As a valued cardholder, you will enjoy a world of privileges, including complimentary airport lounge access, travel insurance coverage, and accelerated miles accumulation for every purchase.
The benefits you will get from this card are:
- Earn Voyager Miles: You can earn unlimited Voyager Miles at the fastest rate. By spending R300,000, you can earn 15,000 bonus miles. On SAA ticket purchases for the first time, there will be R 19,000 bonus miles. You can earn double miles on all eligible spending in the first month. You can convert your miles to AvoPoints and Avo SuperShop.
- Travel benefits: You will get unlimited access to SAA departure lounges and free access for supplementary cards and companion ticket holders. Access to promotional fares and Voyager promotions exclusively before 24 hours they made it public. You can take additional luggage on SAA-operated flights.
- Insurance: SAA Voyager Premium Credit Cardholders will remain covered with life and travel insurance. Life insurance will protect you in case of death, disability, severe illness, or unemployment. Travel insurance will cover up to R6,000,000, with the option to top up at a 20% discounted rate.
- Easy to manage: This card is easy to manage. You can manage it with the Money app or online banking. You can link your card to Apple Pay, Samsung Pay, Fitbit Pay, or Garmin Pay. Just scan the QR to pay in stores and make secure online and in-app payments with the virtual card.
- Security: Nedbank ensures high card security. The card is chip and PIN enabled, and you can block, freeze, and set transfer and withdrawal limit anytime using the app or online banking. On every transaction, you will get an SMS alert.
The SAA Voyager Premium Credit Card requires a monthly income of R25,000 and an annual service fee of R2,040. The interest rate is personalized.
Prerequisites
There are some requirements to have this card. First, you should earn a minimum of R25,000 monthly, be over 18 years old, live in South Africa with a valid South African ID or passport and work permit, and maintain a healthy credit score.
Once you have the requirements, you should prepare some documents, such as a South African ID or a valid passport, a work permit, and the latest three months’ payslips or stamped bank statements.
About the bank: Nedbank
The history of Nedbank dates back to the early 19th century with the establishment of the Bank of Good Hope Cape in 1831. In 1971, the Nederlandsche Bank voor Zuid-Afrika (NBZA) changed its name to Nedbank. Two years later, in 1973, the Nedbank Group was formed from the merger of Syfrets South Africa, Union Acceptances, and Nedbank.
In 1983, Nedbank became the first bank in South Africa to pay interest on current accounts. In 1986, Old Mutual became the principal shareholder of the bank. In 1988, Nedbank merged with Permanent Building Society to form NedPerm Bank. In 1989, the Nedbank Group changed its name to Nedcor.
In 2003, a new Nedcor Group was formed, combining Nedcor, BoE, Nedcor Investment Bank (NIB), and Cape of Good Hope Bank. In 2004, structural and strategic changes were implemented to restore the group’s performance.
In 2010, Nedbank became the first African bank to achieve carbon neutrality and in 2011, launched the first green index in South Africa, the Nedbank Green Index. In 2019, Nedbank became the first commercial bank in South Africa to list a green bond on the JSE. The following year, in 2020, the bank launched the Avo super app.
According to recent data, the group holds a total of R1.3 trillion in assets, and 25,477 employees are permanently employed.
Who is the card for SAA Voyager Premium Credit Card?
The SAA Voyager Premium Credit Card is designed with premium rewards and discounts. Monthly earning requirements and service changes fall under the premium category. This premium card offers exclusive travel benefits to its users.
So, anyone who is earning well, capable of paying such service charges and travels frequently can have this card. This will be the best choice for any frequent traveler because they can earn a lot from this card.
Step-by-step to apply for the card
You can apply for this card both online and offline. Please follow the steps given below:
- Go to Nedbank’s official website.
- Click on personal and then bank.
- Select your credit card and click on See More.
- Scroll down and select the SAA Voyager Premium Credit Card.
- Click on see more.
You will have four options to apply.
Apply online
- Choose to apply online.
- If you already have a Nedbank ID, log in with the ID and password.
- If you don’t have a Nedbank account, submit your South African ID or passport number, cell phone number, and email.
- Attach all the required documents.
- Wait for the bank’s approval.
Apply with online banking
- Click on Apply for Online Banking.
- Scan the QR code to log in, or enter your ID and password.
- Submit the required documents.
- Wait for the bank’s approval.
Find a branch
- Click on Find a branch.
- Search nearer locations.
- Visit the branch and submit the application form along with the required documents.
- Once it is approved, they will contact you.
Make a phone call
- Call 0860 555 111 at this number.
- An officer will assist you.
Positives and negatives of the card
This card has some advantages and disadvantages, like all the other cards.
The advantages of this card are
- Has travel and life insurance coverage
- Easy to maintain
- Highly secure
- Earn Voyager miles on eligible spending.
- Pay with Voyager Mile on AvoPoints and Avo SuperShop, flight upgrade awards, Uber, Wine of the Month Club, Netflorist, and more.
- Exclusive access to promotional fares and Voyager promotions.
- You can take additional luggage on SAA-operated flights.
- Interest-free purchases for up to 55 days.
The disadvantages of this card are
- It requires a minimum monthly income of R25,000, which is a bit higher.
- The annual service fee is R2,040. It is much higher than the SAA Voyager Gold Credit Card.
How do I unlock the card?
Once you receive the card, activate it before using it. You can activate your card using the Money app or online banking. The steps are given below.
To activate through the Money App
- Log in to your Nedbank account with an ID, PIN, or fingerprint.
- Go to cards and choose the credit card you want to activate.
- Select card management.
- Click on activate.
To activate through online banking
- Sign up for online banking.
- Go to cards.
- Choose the credit card you want to activate.
- Click on activate.
Fees and tariffs
The cardholder has to pay an annual service fee of R2,040 and a credit facility fee of R32 a month. To replace the card, there is a fee of R150. It has no charge for card swipes or supplementary cards.
Customer service
Nedbank has 24/7 customer service available to assist you. On the money app or online banking, you can chat with a chatbot who will answer all your queries. The app is available on the Play Store and the Apple Store. Nedbank’s toll-free customer service number is 0800 555 111, and the MFC contact center number is 084 196 4473.
They are available from 08:00 to 17:00 on Monday to Friday and from 08:00 to 12:00 on Saturday. You can email them at [email protected]. For specific vehicle finance complaints, email them at [email protected]. You can also reach them on Facebook and Twitter (X).