How to Apply for your SAA Voyager Gold Credit Card
The SAA Voyager Gold Credit Card is designed for frequent travelers who wish to get maximum rewards and benefits flying. This credit card combines the convenience of a credit card with the perks of the SAA Voyager loyalty program.
The benefits you will get from this card are:
- Credit life insurance: This card has optional credit insurance. You will remain protected in case of death, disability, severe illness, or unemployment.
- Flexibility: The card has flexible repayment options. The minimum repayment for outstanding balances is 5%. You can make payments with this card in-store or online and make transactions at local and international ATMs. If you want, you can change your credit limit at any time.
- Easy to manage: Your card can be managed with the Money app or online banking. In stores, scan the QR code and pay. Every month, you will get electronic statements. You can link your card with Apple Pay, Samsung Pay, Fitbit Pay, or Garmin Pay. You can use the virtual card to make secure online and in-app payments.
- Security: The SAA Voyager Gold Credit Card offers a robust security system to ensure the safety of cardholder’s transactions and personal information. The card is equipped with a chip and requires a PIN for transactions. On every transaction, you will get SMS notifications. Block, replace, or freeze your card with the Money app and mobile banking. A transfer and withdrawal limit can be set to make it more secure.
- Travel benefits: It has automatic travel insurance up to R3,000,000 and the option to top up at a 10% discounted rate. Travel with 26 Star Alliance airline partners to 1,200 destinations. You can take additional luggage on SAA-operated flights. You will get a Continental or Global Companion Ticket upon meeting spending thresholds and can exchange Global Companion Tickets for two Domestic Companion Tickets. SAA Voyager Gold Credit Cardholders will get exclusive access to promotional fares and Voyager promotions before they are made public.
- Earn Voyager Miles: You can earn unlimited Voyager Miles at the fastest rate. In the first month of your account opening, you will earn double miles for all eligible purchases, and if you spend R320,000 a year, you will receive 15,000 bonus miles. This card enables you to earn on spending.
This card requires a minimum monthly income of R6,600 and will cost you an annual service fee of R700.
Prerequisites
To have this card, you are required to meet some criteria. First, you have to earn a minimum of R6,600 per month. This card is only available to over 18-year-old individuals who live in South Africa with a valid South African ID or a valid passport, a work permit, and maintain a good credit score.
You will also need to prepare some documents, such as a South African ID or a valid passport, a work permit, and the past 3 months of pay slips or stamped bank statements.
About the bank Nedbank Limited
Nedbank has a rich history dating back to the early 19th century when the Bank of Good Hope Cape was established in 1831. In 1971, the institution changed its name from Nederlandsche Bank voor Zuid-Afrika (NBZA) to Nedbank. Two years later, in 1973, the Nedbank Group was formed through the merger of Syfrets South Africa, Union Acceptances, and Nedbank.
Throughout its history, Nedbank has been a pioneer in South Africa’s banking industry. In 1983, it became the first bank in the country to pay interest on current accounts. By 1986, Old Mutual had become its principal shareholder. In 1988, Nedbank merged with the Permanent Building Society to create NedPerm Bank, and in 1989, the Nedbank Group rebranded to Nedcor.
Continuing its growth trajectory, in 2003, Nedcor Group was established by combining Nedcor, BoE, Nedcor Investment Bank (NIB), and Cape of Good Hope Bank. Strategic changes were implemented in 2004 to enhance the group’s performance.
In the realm of sustainability and innovation, Nedbank achieved significant milestones. In 2010, it became the first African bank to attain carbon neutrality. A year later, in 2011, Nedbank introduced South Africa’s first green index, known as the Nedbank Green Index. In 2019, the bank furthered its commitment to sustainability by listing the first green bond on the Johannesburg Stock Exchange (JSE). In 2020, Nedbank launched the Avo super app, expanding its digital offerings.
As of recent data, Nedbank Group boasts assets totaling R1.3 trillion and employs 25,477 permanent staff members, solidifying its position as a leading financial institution in South Africa and beyond.
Who is this card for?
The SAA Voyager Gold Credit Card is ideal for frequent flyers who mostly fly with South African Airways.
This card is most beneficial for those who prefer travel-related rewards. If you are a frequent traveler who enjoys the convenience and luxury of premium travel benefits, the SAA Voyager Gold Credit Card could be the perfect fit for you.
Step-by-step to apply for the Nedbank SAA Voyager Gold Credit Card
Like the other Nedbank credit cards, you will have four options to apply for this card.
Apply online
- Visit Nedbank’s official website and click on personal banking.
- From the bank, choose the SAA Voyager Gold Credit Card.
- Click on Apply Online.
- Log in with your Nedbank ID or submit your South African ID or passport, cell phone number, and email.
- Attach all the documents.
- Submit the documents and wait for the bank’s approval.
Apply with online banking
- Click Apply on Online Banking.
- Scan the QR code or enter your ID and password to log in.
- Submit all the necessary documents.
- Wait for the bank’s approval.
Find a branch
- Click on find a branch from the platinum credit card page.
- Search for locations near you.
- Visit the branch, fill out the application form, and submit your documents.
- They will contact you once it is approved.
Make a phone call
- Call 0860 555 111 at this number.
- An officer will help you apply for the card.
Positives and negatives of the Nedbank SAA Voyager Gold Credit Card
The Nedbank SAA Voyager Gold Credit Card is the most popular. There are a lot of reasons to pick this card. But there are some negative sides. In this section, both the positive and negative sides will be discussed.
Positive sides
- Interest-free purchases for 55 days.
- The interest rate is personalized.
- Exclusive travel benefits.
- Life and travel insurance coverage.
- Secured with a chip and PIN
- Real-time SMS notification
- Flexible repayment options.
- Easy to manage
Negative sides
- It has an annual service fee of R700.
- Required a lot of documents.
- You will need a good credit history.
How do I unlock the card?
To activate the card, you must follow the steps given below.
Activate through the Money App
- Log in to your Nedbank account.
- Go to cards.
- Choose the SAA Voyager Gold Credit Card.
- Select card management.
- Click on activate.
Activate through online banking
- Sign in to your Nedbank ID.
- Go to cards.
- Choose the SAA Voyager Gold Credit Card.
- Click on activate.
Fees and tariffs
The SAA Voyager Gold Credit Card has an annual service fee of R700. The credit facility fee is R27 per month. It will cost you R150 to replace the card. There are no charges for card swipes or additional cards.
Customer service
Nedbank’s dedicated customer service team is available 24/7. The money app and online banking are enabled. The Nedbank app is available on the Play Store and the Apple Store. You can call them at 0800 555 111; for MFC, call 084 196 4473.
To share any bad experience you face, call them at 0860 444 000 or +27 11 710 4011. They are available Monday through Friday from 08:00 to 17:00 and Saturday from 08:00 to 12:00.
You can contact them through email at [email protected]. For specific vehicle finance complaints, email them at [email protected]. They are available on Facebook and Twitter.