How to Apply for your Standard Bank Platinum Credit Card
The Standard Bank Platinum Credit Card is engineered for those seeking elite financial tools. This card offers exclusive benefits, including competitive interest rates and a credit limit of up to R250,000, cardholders also can enjoy up to 55 days of interest-free purchases.
It grants access to various travel and lifestyle advantages like airport lounge access, extensive travel insurance, and an engaging rewards program.
Additionally, it incorporates advanced security features like Chip-and-PIN technology and contactless payment options, with the added convenience of managing the card via Standard Bank’s mobile app or online banking.
Key Benefits of the Standard Bank Platinum Credit Card
- Travel Perks: Cardholders can enjoy up to 20% off Emirates flights, 20% off Avis car rentals, and up to 10% cashback on Booking.com reservations. There’s also access to both Bidvest and Standard Bank lounges, with discounts on Travelstart and IHG Hotels & Resorts bookings, and up to 20% off on your next international car rental when booking with Avis. In addition, with the Standard Bank Platinum Card, you have access to the Mastercard Priceless Cities Program and can enjoy exclusive offers and experiences.
- Lifestyle Advantages: Receive a 15% discount at the Wine-of-the-Month Club, reduced shipping fees via MyUS, and exclusive shopping offers at luxury European centers. Additionally, there are perks like Silver status with Legacy Lifestyle Rewards and discounts on Lingokids and Fiit subscriptions. Also, as a Standard Bank Platinum cardholder, you earn 3x more Ucount Rewards Points every time you use your card, the points can be redeemed for an array of rewards like flights and discounts.
- Insurance Benefits: Includes basic automatic travel insurance, ATM robbery insurance, and purchase protection, with an optional credit card protection plan to support you in unexpected events like disability or sickness.
Additional Card features
- Chip- and PIN-enabled Mastercard credit card
- Accepted at millions of merchants and ATMs globally
- 3D Secure verification for secure online shopping
- Tap to Pay transactions of R500 or less in-store
- Manage your card via phone, in-app, online, or at Standard Bank ATMs
- Activate or disable till-point, ATM, and online functionality using Standard Bank App
- Possibility to request changes to your credit limit
About Standard Bank
Founded in 1862, Standard Bank is among South Africa’s largest and most respected financial institutions, offering various personal and business banking services. The bank is known for its innovative digital solutions and self-service banking, which empower customers to manage their finances efficiently and securely.
Standard Bank’s services extend across savings and investments, various loan types, insurance products, and innovative payment solutions, all secured through a dedicated security center.
Why Opt for the Standard Bank Platinum Credit Card?
- Exclusive Benefits: Significant discounts on travel-related expenses, from flights and car rentals to accommodations, enhance your travel experiences.
- Lifestyle Rewards: Enjoy discounts and cashback on purchases, enhancing your everyday spending.
- Comprehensive Insurance: Ensures peace of mind with extensive travel insurance and protective measures for your purchases.
- Security and Convenience: Advanced security features like chip-and-PIN and contactless payments make transactions safe and easy.
- Effortless Management: Manage your card flexibly through the Standard Bank app or online banking, keeping financial control within easy reach.
Standard Bank Platinum Credit Card Requirements
Before starting your credit card application, you need to meet some eligibility criteria, see below:
- A copy of your South African ID or passport if you are a foreigner
- A recent payslip
- Three months bank statement.
- Proof of residence like a utility bill not older than 3 months
- Minimum monthly income: R58 000
- Be at least 18 years old
Application Process for the Standard Bank Platinum Credit Card
Applying online
To start your application, you will need to follow the steps below:
- Go to the Standard Bank Platinum Credit Card official website
- Review the eligibility criteria and the documentation needed
- If you meet all requirements, start your application by pressing the “Do I Qualify?” button at the top of the page
- You will be redirected to the card’s application form, fill it out with your personal and financial information
- Review all details provided to be sure that everything is correct
- If everything is ok, submit the card’s application form
- The bank will analyze the info provided, and in a few days, you will get an approval email.
- If approved, the bank will send your card to the address provided within a few days.
Fees
- Cost-Effectiveness: Benefit from up to 55 days of interest-free transactions, a minimal monthly repayment rate of 3%, and a standard monthly fee of R108.
- Interest rate: personalised, ranging from 11.75% to 22.25%, based on your creditworthiness
- Once-off initiation fee: R180
Customer Service
- Within South Africa: 0860 123 000
- Outside South Africa: +2710 824 1515
- In-person assistance: find the nearest branch here
Conclusion
The Standard Bank Platinum Credit Card stands out as an excellent choice for those seeking a premium card that offers a wealth of travel and lifestyle benefits, robust security measures, and flexible management options. Its array of features makes it an ideal credit card for frequent travelers and individuals who enjoy a luxurious lifestyle.