How to Apply for your FNB Petro Card
The FNB Petro Card is a convenient and reliable way to fuel your journey. This card is specially designed to make your travels smoother. You can pay for fuel and get emergency assistance in unavoidable situations.
If you are stuck with a flat tire, lock keys inside the car, need to charge the battery, or run out of fuel, a petro-man will be there. You can have this card with an annual income of R84,000, and you have to pay personalized interest.
This card has some major benefits that make it stand out from others. These are:
- Pay for fuel: Enjoy contactless payment on the road and avoid the hassle of carrying cash or multiple cards. Make quicker transactions at the pump and get instant notifications and detailed transaction records. It helps you stay informed about your fuel spending at all times.
- 24/7 assistance: As a Petro cardholder, you will get emergency assistance on the road. A Petro-man and a guard will reach you in times of emergency. If you face a mechanical breakdown or electronic breakdown, you will receive a 40-kilometer round trip.
- Personalized interest rate: This card has a personalized interest rate. The interest rate will be based on your credit history. So, if your credit history is clean, you can enjoy a good interest rate.
- Car and accommodation: You will get overnight accommodation for you and four other passengers and hire a car with this card.
Prerequisites
The most vital requirement to have this card is that your income needs to be a minimum of R84,000 a year. Also, you need to submit some documents, such as:
- Pay slip copy.
- Three-month bank statements.
- South African ID book or card.
- Proof of residence.
About the bank FNB
First National Bank traces its origins back to the Eastern Triocrees Province Bank. It was founded in 1838, and by 1874, it had four branches at Grahamstown, Middelburg, Cradock, and Queenstown. After the Second Anglo-Boer War in 1902, the name of this bank was changed to the National Bank of South Africa Limited.
The National Bank bought the Bank of Africa in 1912 due to the recession and became one of the strongest and largest banks in South Africa. In the early 1920s, the National Bank suffered from bad debt and merged with the Anglo-Egyptian Bank and Colonial Bank in 1925. In 1998, National Bank merged with FirstRand and became a wholly-owned subsidiary of FirstRand Limited. It is currently one of the three major divisions of the FirstRand Group.
FNB aims to transform a good business and help create a better world. FNB contributed to saving the environment by reducing the use of paper. It also creates awareness about water and energy conservation through training. A portion of FNB’s funds is donated to several environmental projects. All those contributions have been recognized through various awards
Who is the FNB Petro Card for?
This card is specially designed to ensure a hassle-free travel experience. It will be the best choice for individuals with a minimum annual income of R84 000 and who travel frequently. The interest is personalized and suits your lifestyle. It has a monthly account fee of R61 and a fuel transaction fee of R6.50.
The emergency travel assistance and contactless fuel payment options will make your travel experience smoother.
Step-by-step to apply for the FNB Petro Card
The steps to apply for this card are very simple. Whether you bank with FNB or not, you can still apply for this card. The steps to apply for this card are given below:
Step 1: Apply online
- Visit the FNB website.
- Click on borrow.
- Click on the credit card.
- You will find a Petro card there.
- Click on apply now.
- If you do not have an FNB account, write down your name and ID number to proceed.
- If you already have FNB online banking, log in with your username and password.
Step 2: Submit the required documents
After submitting the online application form, submit the required documents, including a payslip copy, a three-month bank statement, a South African ID book or card, and proof of residence.
Step 3: Review and Approval
FNB will review all the documents and calculate the interest rate based on your profile. After successful verification, you will get approval for the card.
Positives and negatives of the card
The FNB Petro Card has some advantages and disadvantages. First, talk about the positive sides of this card.
- Emergency roadside assistance is available at no cost.
- Personalized interest rates that suit you.
- Receive a 40-kilometer round trip in the event of a mechanical or electronic emergency.
- Car hire and overnight accommodation.
Like the other cards, the Petro card also has some drawbacks. Those are:
- Has a monthly account fee
- You need to earn a minimum of R84 000 annually.
- Has an additional card fee.
- It is a card focused on vehicle travel and fuel purchases.
How do I unlock the card?
Once all your submitted documents are approved, you will receive the Petro card. You will need to activate it before using it. You can use the FNB app, or online banking, or call the given number on the backside of your card to activate the card.
Fees and tariffs
The Petro card charges a fixed fee of R70 per month. A fuel transaction fee is R6,25, and credit card budget purchases are free of charge. Besides that, the facility fee is R21, and the once-off initiation fee is up to R199. Moreover, a credit card account has a monthly fee of R49 and an additional card fee of R20. Know more.
Customer service
FNB was honored with the award for providing extraordinary customer support to customers. In case of any query, call them at 087 575 1111, and if you are from outside South Africa, call +2711 371 3711.
If your card is lost or stolen by someone, immediately call 0800 110 132, and if any fraud happens to you, call 087 575 9444.
This card is specially designed to help you in roadside emergencies. So, if you need assistance, call 0860 70 60 50. An emergency assistant will be there for you. But you have to carry your Petro Card and proof of identity.
A secure live chat is available 24/7 on the app. Forms specifically for compliments, complaints, and queries are available. You can visit the nearest branch or request a callback service. The FNB mobile app is available in the Apple Store, Play Store, and Huawei App Gallery.