How to Apply for your Standard Bank Gold Credit Card
The Standard Bank Gold Credit Card offers a range of benefits and rewards designed for those seeking financial flexibility. Cardholders enjoy travel discounts, lifestyle perks, and essential insurance coverage. The card features secure chip-and-PIN technology, contactless payments, and the convenience of online account management.
With a low monthly fee and an interest-free credit period, it caters to individuals with a minimum monthly income of R5,000. It is ideal for those looking to enhance their financial management with added rewards and security.
About Standard Bank
Standard Bank, one of South Africa’s largest financial institutions, offers various personal and business banking services, including bank accounts, credit cards, loans, investments, and insurance. Established in 1862, Standard Bank has become a trusted name in the financial sector.
The bank provides innovative digital banking solutions, self-service banking options, and comprehensive financial planning tools, helping customers manage their finances effectively and securely through various online services and resources.
With a dedicated security center, Standard Bank ensures that all transactions and banking activities are conducted safely and securely, reinforcing its reputation for reliability and trustworthiness.
Benefits of the Standard Bank Gold Credit Card
The Standard Bank Gold Credit Card provides several key benefits that make it an attractive option for cardholders:
Travel Benefits
- Enjoy exclusive discounts for your adventures with up to 20% off on Emirates flights when booked through Leisure Desk.
- Take advantage of exclusive experiences and offers in cities around the world with Priceless Cities.
- Get up to a significant 10% cash back on Booking.com when using your Standard Bank Gold Credit Card
- Take advantage of a 10% discount on all hard and softshell luggage from Gopals.
- Enjoy up to 10% discount on car rentals through Rentalcars.com and Budget, and up to 20% through Avis, this is a good option for travelers who are looking for a car to help them explore different places on their trips.
- Get up to 20% off flight prices anywhere in the globe when booking with Travelstart.
- Enjoy a 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when booking at IHG.
Lifestyle Benefits
- Get a 15% discount on wine, coffee, olive oils, and more when purchasing online at Wine-of-the-Month Club
- Enjoy food and lifestyle offers on the Priceless Specials MEA App, and take advantage of the best opportunities in dining and leisure.
- Boost your rewards with that card, earning 3x more UCount Rewards Points every time you use your Standard Bank Gold Card.
- Take advantage of Two months of Lingokids subscription, that benefit is accessible for new users, and after that period, you will get 30% off monthly subscriptions.
- A 25% discount on your first Fiit subscription payment made with your Credit Card.
- Enjoy a 75% scholarship off your program tuition fees at UNICAF when pay using your Credit Card.
- Take advantage of up to 10% discount on surgeries and procedures when paid with a Standard Gold Card for Medical Tourism Concierge.
Additional Discounts (valid until 31 December 2024):
- 40% off your monthly SWEAT 1000 app subscription.
- 40% off when booking six or more laser hair removal sessions at Deluxe Laser & Spa.
- 50% off your first UCOOK meal kit order and 30% off on your next order.
- 30% discount on any skincare order from SKOON.
- 20% off online as a first-time Faithful to Nature customer.
- 10% off your online purchases from SportSA.
Insurance Benefits
- Automatic basic Travel Insurance coverage for unexpected situations that you can face in your trips, providing more peace of mind to Standard Bank Gold cardholders.
- Optional Credit Card Protection Plan to cover your family in the event of death, disability, dread disease, or reduction, it’s a good option to support your family in tough times.
Standard Bank Gold Credit Card Requirements
- A copy of your South Africa ID or passport
- The latest payslip
- 3 months bank statement
- Proof of residence not older than 3 months like a utility bill
- Minimum income to apply: R5 000
- Be at least 18 years old
Step-by-Step Guide to Apply for the Standard Bank Gold Credit Card
Apply on Internet Banking
To continue with your application, you will need to follow the steps below:
- Go to the Standard Bank Gold Credit Card official website
- Review the eligibility criteria and the documentation needed
- If you meet all requirements, start your application by pressing the “Do I Qualify?” button at the top of the page
- You will be redirected to the card’s application form, fill it out with your personal and financial information
- Review all details provided to be sure that everything is correct
- If everything is ok, submit the card’s application form
- The bank will analyze the info provided, and in a few days, you will get an approval email.
- If approved, the bank will send your card to the address provided within a few days.
Apply on the Standard Bank App:
- Sign into your Standard Bank App.
- Tap on the More icon at the bottom of your screen.
- Tap on Open a new account.
- Select Personal Lending.
- Tap the Apply button under the Credit Card option and follow the on-screen steps.
Fees and Tariffs
- Monthly fee: R63
- Initiation fee: R190
- Minimum monthly repayment: 3%
- Interest rates: 11.75% – 22.25%, based on your creditworthiness
Customer Service
- Within South Africa: 0860 123 000
- Outside South Africa: +2710 824 1515
- In-person assistance: find the nearest branch here
The Standard Bank Gold Credit Card provides a well-rounded financial tool for individuals seeking flexibility, rewards, and security. With extensive travel and lifestyle benefits, robust insurance coverage, and advanced security features, this card enhances financial management while offering substantial perks.
Whether you are looking to save on travel expenses, enjoy exclusive discounts, or manage your finances easily, Standard Bank Gold Credit Card is an excellent choice.