How to Apply for your Credit Card: Scotiabank Gold American Express Card
Are you a travel Vlogger, who earns in dollars? Shopping is your favorite hobby. Then you should have a Scotiabank Gold Amex card. Because this is the only card that meets your all needs.
The annual fee of a card is $120 per annum which is not as high as the benefits of cards are. The best part of this card is that you never have to worry about foreign currency charges. So shop more and more with this card.
You can also have additional cards along with the primary one. Each cardholder can enjoy the perks of having this card. Like Amex front-of-the-line tickets and VIP Airport lounge access. You can easily pay from your smartphone by using the Scotiabank app. What else do you wish for? Your dreams come true with this card.
Offers that you find nowhere
Want to maintain your status and lifestyle? How a card can do that? From scene+ points to travelling privileges, huge collection of insurances to Amex offers for you. Enjoy groceries at more than 1100 stores and get points on even spending $1. Isn’t it exciting? What are you thinking? This award-winning card is worthy of having it.
6X Scene+ points
Does any other card ever let you earn as many points, As the Scotiabank Gold Amex card is giving you? 6x points will be awarded to you on every eligible purchase even of $1. If you purchase groceries from Safeway, FreshCo Foodland, etc, you will get 6x scene+ points.
Dine in or dine out will also let you earn 5x points. Similarly, cinema or theatre ticket purchasing will also give you 5x scene+ points. Subway, Taxis, and gas purchases will also increase your points to 3x.
Zero foreign transaction charges
Many cards charge low foreign currency exchange fees. But only the Scotiabank Gold Amex card can make it Zero. Yes, with this card you don’t need to pay a foreign transaction fee on international purchases. So travel more and shop whatever you want with only this card.
Unbelievable rewards for new users
New users can have the opportunity to earn up to 40,000 points. How? If you spend $1000 for the first 3 months using the card, then you will get 20,000 points. For a whole year, if you make purchases of $7500, then you will get 20,000 points. These 40,000 points are equal to $400. You can redeem them for traveling or shopping purposes.
Amex offers
This card lets you avail of American Express offers on dining, entertainment, shopping, and travel. There are partner merchants, where you purchase products and earn credit in dollars. Like ECCO, ESTEE LAUDER, FuboTV, Boss Store, and many more.
Front of the Line
You can purchase Front of the Line tickets for movies, theatre, or concerts. Presale tickets for restaurants or special events are also accessible before they are available to the general public. Have an unforgettable moment with American Express while shopping or enjoy the concert.
VIP lounge access
This card will let you have many perks and privileges like VIP Airport lounge access. So you can relax your waiting time with full luxuries. About 1200 airport lounges throughout the world are accessible on a Priority pass membership.
Great insurance coverage
Now you don’t need to worry about traveling and shopping. This card lets you have a stress-free shopping and traveling. With travel medical to delay flight insurance, new mobile to damage parcel insurance, travel accident and purchase security insurance. You have plenty of insurance benefits with this card.
Huge list of insurance, travel perks, and scene+ points. This powerful American Express Card is a thing you need in this busy world.
Who is eligible to get a Scotiabank Gold American Express Card?
The residents of Canada are eligible to apply for this card. Scotiabank wants as many people to get the benefits of the card. So, the minimum income for a Scotiabank Gold Amex card is $12000 annually. But you need to have a credit score from 690 to 850 along with no history of payment default. The minimum credit limit is $5000.
The bank of nova scotia
The third largest bank in terms of services and assets is none other than Scotiabank. It was first established in 1832, the branches of the bank expanded and now its roots are all over the world. Over 90,000 employees are working hard to serve the 25 million customers. From person to corporate and on a government level, this bank provides financing and banking services to all. From commercial banking to wealth management, loans to credit cards, and investment to trading, this bank is a master of all.
Who should have a Scotiabank Amex card?
If you are fond of shopping, traveling, and dining out? If you can also afford to maintain a good score then why not have a card? That will give premium privileges to you. Using the card your daily purchases are in safe hands. How? You can get insurance for what you get.
Steps to take for applying Gold Amex card at Scotiabank
If you are eligible to get the Gold American Express card then open the website and apply for the card.
- Visit the Scotiabank website SCOTIA BANK and go to the main menu.
- Click on the credit card and then go to Scotiabank Gold American Express Card.
- Click on the “Apply now” button to get the card.
- Or go to this link APPLY NOW
- Do you already have any Scotiabank products? If no then click on No to get started as a new customer.
- Read the terms and conditions and continue the process.
- Fill in your name, address, email, and phone number, and click continue.
- Then fill in your employment details and income information. The whole process will take only 8 minutes.
Positive and negative aspects of card
This card welcomes you very warmly by giving points on every purchase. You don’t need to pay a foreign transaction fee and it needs a very low-income profile. So, anybody can get the maximum benefits of the card.
Some of the merchants don’t accept Amex cards, so you can use the card at specific brands. The Airport lounge access is not free, you should have a priority pass membership to avail of the offer.
How to activate the card?
After receiving the card, the next step is activating it.
- You can check how to activate the card here.
- Or you can also call the service center to activate it.
- For American Express or visa card, call 1-800-806-8600
Fee and other rates
Foreign currency exchange fee is waived by the bank. But you have to pay an annual fee, which is $120 for the primary card and $29 for the supplementary card. The interest rate is 20.99% on purchases and 22.99% on cash advances. The minimum credit limit is $5000.
Customer support
If you have any queries, there is a huge FAQ section. So, you can get help from it. If you want to call Scotiabank, then call
From Canada / USA: 1-800-387-6466
Outside Canada / USA: 416-288-1440
Scotia Mastercard: 1-866-286-4517
Final words
A great trustworthy option that lets you have maximum rewards and your information is secure with it. None other than Scotiabank can do miracles for you. The Gold American Express Card will waive your foreign currency exchange charges for your favorite products. And you can do stress-free shopping, whenever and whatever you want. Get discounts on many partner merchants using this card. Hence this card provides you with many perks and privileges.