How to Apply for your Diners Club Beyond Credit Card
The Diners Club Beyond Credit Card by Standard Bank is a premier credit card for individuals seeking exclusive benefits and luxurious privileges. This card offers many advantages, including access to nearly 1,300 airport lounges worldwide, personalised digital assistant services, complimentary travel insurance, car rental perks with Avis, and VIP access to Southern Sun hotels. With a monthly fee of R85 and a minimum annual income requirement of R250,000, this card is tailored for high-income earners looking for added value and convenience.
With up to 55 days of interest-free credit, the Diners Club Beyond Credit Card provides financial flexibility while offering a variety of lifestyle and entertainment benefits. From enhanced travel experiences to premium lifestyle perks, this card is designed to meet the needs of those who value luxury and exclusivity.
About Standard Bank
Standard Bank, one of South Africa’s largest and most reputable financial institutions, has a rich history and a strong presence in the financial sector. Established in 1862, the bank has become a trusted name, offering various personal and business banking services. These services include bank accounts, credit cards, loans, investments, and insurance products designed to meet the diverse needs of its customers.
The bank prides itself on its innovative digital banking solutions, providing customers with self-service banking options and comprehensive financial planning tools. Standard Bank is committed to helping customers manage their finances effectively and securely through various online services and resources. This commitment to innovation and customer service has positioned Standard Bank as a South African banking industry leader.
With a dedicated security center, Standard Bank ensures that all transactions and banking activities are conducted safely and securely, reinforcing its reputation for reliability and trustworthiness.
Benefits of the Diners Club Beyond Credit Card
The Diners Club Beyond Credit Card offers numerous benefits, making it a desirable option for frequent travelers and luxury seekers. Some of the main advantages include:
Travel Benefits
- Lounge Access Diners Club International offers access to nearly 1,300 airport lounges across more than 600 cities in over 140 countries worldwide, providing travelers with a luxurious and relaxing environment.
- Concierge Service to support you in planning your adventures, a personal assistant is available for you 24 hours a day.
- Complimentary Travel Insurance: cardholders receive basic travel insurance at no extra cost when they purchase flight tickets with their Diners Club Beyond Credit Card, ensuring peace of mind during travel.
- Diners Club International offers access to over 45 million WiFi hotspots in more than 200 countries and territories, keeping cardholders connected wherever they go.
- Airport Transfers and Greet Cardholders
- Enjoy VIP priority services like car rental upgrades, and discounts through automatic “Avis Preferred” status through Diners Club. To help you in renting a car when traveling, ensuring more peace of mind for your adventures.
Lifestyle & Entertainment Benefits
- 24/7 Customer Service: cardholders can access round-the-clock customer service for inquiries or assistance when they need it.
- Signature Magazine: gain access to the exclusive Signature Magazine, covering content related to travel, business, wine and dining, motoring, style, property, well-being, and golf.
- Southern Sun Hotels VIP Platinum Membership: your Diners Club Beyond Card offers you a VIP Platinum status in the Southern Sun Hotels frequent guest rewards program. With the platinum status, you can enjoy accommodations, dining discounts, and more.
- Cash Withdrawal: cardholders can use that facility at over 1.2 million ATMs worldwide. You can withdraw cash in Standard Bank, Pulse, Discover, and Diners Club International ATMs.
- ClubMiles Rewards Programme: join Diners Club ClubMiles and earn miles simply by using your card online and in-store. Use your ClubMiles to purchase an array of products like cameras, phones, and more from the Club Store.
Step-by-Step Guide to Apply for the Diners Club Beyond Credit Card
What You’ll Need:
- Certified South African ID copy or valid passport (if not an SA citizen)
- Residential address verification: utility bill not older than three months
- The latest copy of income tax return (IRP5) or three months’ original bank statements, if copies must bear a bank stamp and not printouts from the Internet
- Tax number / SARS payslip/salary advice
- If living with another person without proof of residential address, an affidavit from the other person confirms that the applicant resides with them and the nature of the relationship.
To continue with your application, you will need to follow the steps below:
- Go to the Diners Club Credit Card official website
- Review the eligibility criteria and the documentation needed
- If you meet all requirements, start your application by pressing the “Apply Now” button at the top of the page
- You will be redirected to the card’s application form, fill it out with your personal and financial information
- Review all details provided to be sure that everything is correct
- If everything is ok, submit the card’s application form
- The bank will analyze the info provided, and in a few days, you will get an approval email.
- If approved, the bank will send your card to the address provided within a few days.
Positives and Negatives of the Diners Club Beyond Credit Card
Positives:
- Access to exclusive airport lounges worldwide.
- Personalised digital assistant services.
- Complimentary travel insurance.
- Car rental benefits with Avis.
- VIP access to Southern Sun hotels.
Negatives:
- The monthly fee of R85 may be considered high for some users.
- Requires a minimum annual income of R250,000, limiting accessibility.
- Absence of cashback rewards
Fees and Tariffs
- Monthly Card fee: R85
- Monthly service fee: R32
- Initiation fee: R0
- Minimum monthly repayment: 3%
- Interest rates: 11.75% – 22,25%, based on your creditworthiness
- There is no monthly fee if bundled with a Standard Bank Private Banking Signature account.
Customer Service
For general queries, authorizations, and lost & stolen cards, you can contact:
- Within South Africa: 0860-DINERS (346377)
- Outside South Africa: +27 11 358 8406
Available 24 hours a day, seven days a week, 365 days a year.
In conclusion, the Diners Club Beyond Credit Card by Standard Bank is a premium financial product offering a comprehensive suite of benefits for discerning individuals. This card provides unparalleled luxury and convenience, from exclusive access to airport lounges and personalised concierge services to complimentary travel insurance and VIP privileges at Southern Sun hotels. While the card comes with a monthly fee and requires a high minimum income, its extensive perks and flexible financial management options make it an excellent choice for those who value exclusivity and exceptional service.