How to Apply for your Nedbank American Express Platinum Credit Card
Nedbank has introduced the American Express Platinum Credit Card as a premium financial solution. It is designed for those seeking luxury and convenience.
This card has a competitive and personalized interest rate. You can change your credit limit on request using the Money App. This card provides a range of exclusive benefits, including:
- Membership reward point: On spending R10,000 in the first 3 months, you will get 30,000 reward points.
- Restaurant deals: Get access to the Amex for foodies dining program at 30 premium restaurants, and save up to 20% on your bill.
- Hotel deals: You will get a year of complimentary access to the premium features of Hole19. Also access to incredible discount offers for movies, dining, and accommodation at Tsogo Sun hotels.
- Free Streaming: Get Netflix, Amazon Prime, Spotify, Showmax, or audible streaming complimentary for 3 months if you pay with your American Express Platinum Card.
- Personalized Interest: This card is very flexible to use. It has easy repayment options with no interest for purchases up to 55 days.
- Travel insurance: You will be covered by travel insurance of up to R10 million.
- Travel discounts: Enjoy fast VIP meet-and-greet services at select airports with 20% off. Free airport lounge access, free ticket upgrades, discounts on Emirates and Qatar Airways, elite status and 30% off at all AHA hotels and guesthouses across Southern Africa.
You can add multiple cards at no extra cost and manage your card anytime with the Money app or Online Banking. Payment can be made using the QR codes, and the card can be linked to Apple Pay, Samsung Pay, Fitbit Pay, or Garmin Pay. This card is accepted in all Amex merchant’s stores, online, and at local and international ATMs.
And Nedbank’s American Express Platinum Credit Card is highly secure with a chip and PIN enable for added security. On every transaction, you will receive SMS notifications. Making it more secure, transfer and withdrawal limits can be set on the Money app.
Lastly, you will stay protected with credit life insurance in uncertain life events such as death, disability, severe illness, or unemployment.
Prerequisites
Anyone can have a Nedbank American Express Platinum Credit Card by fulfilling certain requirements. Applicants must be over 18 years old with a monthly income of R62,500 before tax. Must live in South Africa with a valid South African ID and a good credit score.
If you are eligible you should prepare the following documents.
- Your South African ID or a valid passport.
- Your work permit.
- Recent pay slips or stamped bank statements for the past 3 months.
About the Nedbank
Nedbank currently manages R1.3 trillion in assets and employs 25,477 staff members. Founded as the Bank of Good Hope Cape in 1831, it was renamed in 1971 after merging with Syfrets South Africa and Union Acceptances.
Significant milestones include becoming the first South African bank to offer interest on current accounts in 1983, merging with Permanent Building Society in 1988, and rebranding to Nedcor in 1989.
The 2000s saw further innovation, with the bank achieving carbon neutrality in 2010, launching the Nedbank Green Index in 2011, listing a green bond on the JSE in 2019, and introducing the Avo super app in 2020.
Who is this card for?
If you’re looking for a credit card with premium travel benefits and exclusive perks, the Nedbank American Express Platinum Credit Card could be your perfect fit.
American Express Platinum Credit Card will be the best fit for frequent travelers. This card has exclusive hotel and restaurant deals, travel insurance, and many travel benefits.
With this card, you can elevate your travel experience to a new height. So, any 18-year-old South African citizen who travels frequently can have this card.
Step by step to apply for the card
Nedbank made the process very simple to apply for this card.
Visit Nedbank’s official website.
- Click on personal banking.
- From the menu choose credit cards.
- From all the cards choose American Express Platinum Credit Card.
- Click on Apply now.
You will get 4 options to apply for this card.
Apply online
- Choose to apply online.
- Log in with your Nedbank ID or create an ID.
- Attach all the necessary documents.
- Wait for the bank’s approval.
Apply with Online Banking
- Click on apply on online banking.
- Scan the QR code or enter your ID, and password to log in.
- Submit all the necessary documents.
- Wait for the bank’s approval.
Find a branch
- Click on Find a branch.
- Search the branch near you.
- Visit the branch to fill out the application with the required documents.
- Once it is approved, they will contact you.
Make a phone call
- Call on 0860 555 111 this number.
- They will guide you to apply for the card.
Positives and negatives of the card
Discover the benefits and drawbacks of American Express Platinum Credit Card in detail. It will help you to make the right decision.
Positive sides
- It has membership reward points.
- Access to lounges worldwide.
- Exclusive restaurant and hotel deals.
- Flexible in terms of repayment.
- Manage your card anytime with the Money App and Online Banking.
- Proper security system enabled.
- Enormous travel benefits.
- Has travel and credit life insurance.
Negative sides
- Requires a good amount of monthly income.
- Cost you a high service and facility fee.
How to unlock the card?
Once you receive the card in your hand, you need to activate it before using it. To activate it you can follow the steps given below:
Activate through the Money App
- Log in to your Nedbank account.
- Go to cards.
- Choose the American Express Platinum Credit Card.
- Select card management.
- Click on activate.
Activate through Online Banking
- Sign in to online banking with your Nedbank ID.
- Go to cards.
- Choose the American Express Platinum Credit Card.
- Click on activate.
Fees and tariffs
The American Express Platinum Credit Card has a one-time initiation fee of R180 and a monthly service fee of R490. Membership Rewards Program has no charge. If you lose your card you will get a free replacement and delivery. There are zero charges on swipes.
Customer service
Nedbank ensures 24/7 customer service. Enbi, a chatbot is available on the Money App and Online Banking to assist you with automated replies. For any queries call them at 0800 555 111 and for MFC call them at 084 196 4473 or email them at [email protected].
To block, replace, freeze, or unfreeze your card call them at 0800 110 929 or use the Money app, or Online Banking, or by calling. Reach them at 0860 444 000 or +27 11 710 4011 to make a complaint. For specific vehicle finance complaints email them at [email protected].
They are open on Saturday from 08:00 to 12:00 and Monday through Friday from 08:00 to 17:00. You can also reach them through digital channels such as the app, online banking, Facebook, and Twitter. The app is available on Play Store, and Apple Store.